603 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 603 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2021
Lot Size	0.162 acres (7,083 sqft)
Owner	Individual Name on Record
Last Sale	$556,058 (Jun 2022)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94241-16-007`

Property Details

APN / Parcel Number

Primary APN	`94241-16-007`
Alternative APN	`R1669704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
Basement Area	1,548 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,083 sqft (0.162 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1669704
Street Address	603 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK 9, FARMSTEAD (THE) (BER) (20190016179)
Legal Quarter	NE
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	9
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	603 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Jun 27, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC
Jun 10, 2020	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	20220040418
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	603 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 DELOZIER DR 110, 110, FORT COLLINS, CO 80524-8467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000089910
Date	Sep 28, 2021
Instrument	20210089910

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	LOVELAND, CO 80537

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 27, 2022
Property Address	603 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000040418
Instrument Date	Jun 24, 2022
Instrument	20220040418
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 E MICHIGAN AVE, BERTHOUD, CO 80513-3833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E MICHIGAN AVE, BERTHOUD, CO 80513-3833

Mortgage

Document Number	0000040419
Date	Jun 27, 2022
Instrument	20220040419

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	603 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000041785
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	395 DELOZIER DR #110 FORT COLLINS CO 805248467, 110, FORT COLLINS, CO 80524-8467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041785
Date	Jun 11, 2020
Instrument	41785

Lender

Name	INDEPENDENT BK
Type	Bank
Address	935 CLEVELAND AVE, LOVELAND, CO 80537-4718

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,635.00 (+16.77%)	$35,925 (-3.56%) Land $8,956 Building $26,969	$574,800 (+3.38%) Land $143,300 Building $431,500
2023	$3,113.00 (+234.01%)	$37,252 (+283.13%) Land $9,460 Building $27,792	$556,000 (+297.43%) Land $141,200 Building $414,800
2022	$932.00	$9,723 Land $7,096 Building $2,627	$139,900 Land $102,100 Building $37,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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