528 Crater Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 528 Crater Ave, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,430 sqft · built 1993
Lot Size0.11 acres (4,792 sqft)
Owner2 Company Names on Record
Last Sale$299,000 (Sep 2018)
Tax Bill$3,951 (2026)
Deeds & MortgagesApr 2020 Mortgage
Mar 2021 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN038-054-007-000

Property Details

APN / Parcel Number

Primary APN038-054-007-000
Alternative APNs
  • 0385407000
  • 0385407

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,430 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood
Lot Area4,792 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address528 CRATER AVE
CityMODESTO
StateCA
Zip95351-5393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER TER LOT 28 BLOCK 9054
Legal SubdivisionRIVER TERRACE
Legal Block3
Legal Lot Number28
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3013
Census Tract2303

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1285 TALLAHASSEE DR, SAN JOSE, CA 95122-3938
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAND HOME FINANCIAL SERVICES
Mar 11, 2021Intrafamily Transfer, Transfer
Sep 12, 2018Grant Deed, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2018 · Amount on Record
Deed SaleSep 12, 2018 · Amount on Record
Prior SaleOct 9, 2009 · Amount on Record
Deed Document Number201862770
Prior Transfer DateFeb 18, 2009
Prior Transfer Doc0000021059
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address528 CRATER AVE, MODESTO, CA 95351-5393
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029295
DateApr 28, 2020
Instrument2020-0029295
Lender
NameLAND HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueMay 1, 2045

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateMar 11, 2021
Property Address528 CRATER AVE, MODESTO, CA 95351-5393
Document Number0000024198
Map ReferenceVOL 35 PG 38
Instrument DateMar 8, 2021
Instrument2021-0024198
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1285 TALLAHASSEE DR, SAN JOSE, CA 95122-3938

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateSep 12, 2018
Property Address528 CRATER AVE, MODESTO, CA 95351-5393
Document Number0000062770
Map ReferenceVOL35 PG38
Instrument DateSep 7, 2018
Instrument2018-0062770
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 TALLAHASSEE DR, SAN JOSE, CA 95122-3938

Mortgage

Document Number0000062771
DateSep 12, 2018
Instrument2018-0062771
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,951.00 (+1.18%)$340,204 (+2%) Land $102,402 Building $237,802
2025$3,905.00 (+6.23%)$333,535 (+4.04%) Land $100,395 Building $233,140
2023$3,676.00 (+2.51%)$320,586 Land $96,498 Building $224,088
2022$3,586.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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