Currituck County property record for 608 Cottage Ln, Corolla, NC 27927
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,585 sqft · built 2009 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,500 (Apr 2007) |
| Tax Bill | $4,526 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9944-12-5954 |
| Primary APN | 9944-12-5954 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,585 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000208564 |
|---|---|
| Street Address | 608 COTTAGE LN |
| City | COROLLA |
| State | NC |
| Zip | 27927-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFO |
| Legal Description | LOT 2 CURRITUCK COTTAGES, CURRITUCK CLUB PH 11 |
| Legal Subdivision | CURRITUCK COTTAGES |
| Legal Phase | 11 |
| Legal Lot Number | 2 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1117 |
| Census Tract | 110101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
608 Cottage Ln is owned and occupied by an individual who acquired it in February 2010.
Source: Currituck County records, as of April 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 608 COTTAGE LN, COROLLA, NC 27927-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2007 · Amount on File |
| Deed Sale | Apr 27, 2007 · Amount on File |
| Deed Book / Page | 1000 / 675 |
| Last Transfer Date | Feb 24, 2010 |
| Transfer Doc | 0011200410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 608 COTTAGE LN, COROLLA, NC 27927-2226 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0017390046 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 1739/46 |
| Instrument | 383718 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 608 Cottage Ln was $4,526, up 0.4% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,526.00 (+0.35%) | $577,700 (-) Land $110,000 Building $467,700 | |
| 2024 | $4,510.00 (+11.86%) | $577,700 (-) Land $110,000 Building $467,700 | |
| 2023 | $4,032.00 (+19.22%) | $577,700 (-) Land $110,000 Building $467,700 | $577,700 (-) Land $110,000 Building $467,700 |
| 2022 | $3,382.00 | $577,700 Land $110,000 Building $467,700 | $577,700 (-) Land $110,000 Building $467,700 |
| 2021 | $577,700 Land $110,000 Building $467,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 608 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 390 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,596 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,634 units insured incl. 38 condo units |
| Nearby Flood Claims | 390 (1989–2026) |
| Claims Outside the SFHA | 313 of 390 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 608 Cottage Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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