621 Cottage Ln, Corolla, NC 27927 Property Records

Currituck County property record for 621 Cottage Ln, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 2009
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Jan 2024)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Jan 2024 Sale Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9944-13-5341`

Property Details

APN / Parcel Number

Primary APN	`9944-13-5341`
Alternative APNs	`117C00000230000` `000207712` `000165405` `000156115` `9944-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,736 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	717 sqft
Patio Area	717 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000156115
Street Address	621 COTTAGE LN
City	COROLLA
State	NC
Zip	27927-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 23 CURRITUCK COTTAGES, CURRITUCK CLUB PH 11
Legal Subdivision	CURRITUCK COTTAGES
Legal Phase	11
Legal Lot Number	23
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1117
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

621 Cottage Ln is owned by two individuals who bought it in January 2024.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3600 JEWEL PARK LN, HENRICO, VA 23233-7664
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Sep 19, 2022 · Amount on File
Deed Document Number	2024386962
Deed Book / Page	1757 / 806
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jan 16, 2024
Property Address	621 COTTAGE LN, COROLLA, NC 27927-2227
Document Number	0017570806
Book / Page	1757 / 806
Map Reference	CAB J SL 55&56
Instrument Date	Jan 16, 2024
Instrument	386962
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Tax	$1,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 COTTAGE LN, COROLLA, NC 27927-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 JEWEL PARK LN, HENRICO, VA 23233-7664

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 19, 2022
Property Address	621 COTTAGE LN, COROLLA, NC 27927-2227
Document Number	0017100570
Book / Page	1710 / 570
Map Reference	CAB J SL 55&56
Instrument Date	Sep 19, 2022
Instrument	378762
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2240 S RANDOLPH ST, ARLINGTON, VA 22204-5442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 COTTAGE LN, COROLLA, NC 27927-2227

Mortgage

Document Number	0000378763
Date	Sep 19, 2022
Instrument	378763

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 621 Cottage Ln was $3,462, up 0.5% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,462.00 (+0.46%)	$425,000 (-) Land $115,500 Building $309,500
2024	$3,446.00 (+11.52%)	$425,000 (-) Land $115,500 Building $309,500
2023	$3,090.00 (+17.67%)	$425,000 (-) Land $115,500 Building $309,500	$425,000 (-) Land $115,500 Building $309,500
2022	$2,626.00	$425,000 Land $115,500 Building $309,500	$425,000 (-) Land $115,500 Building $309,500
2021			$425,000 Land $115,500 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 621 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 390 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Cottage Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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