608 COMMONS DR SACRAMENTO CA 958256641, SACRAMENTO, CA 95825-6641
Mortgage
Document Number
2012012269
Date
Dec 1, 2020
Instrument
2012012269
Lender
Name
WESTERN EXPRESS LNDG
Address
LAKE FOREST, CA 92630
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 30, 2050
February 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Feb 13, 2020
Property Address
608 COMMONS DR, SACRAMENTO, CA 95825-6641
Document Number
2002131410
Instrument Date
Feb 10, 2020
Instrument
2002131410
Transaction Type
Transfer
Record Updated
Mar 4, 2020
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$715.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
608 COMMONS DR SACRAMENTO CA 958256641, SACRAMENTO, CA 95825-6641
Mortgage
Document Number
2002131411
Date
Feb 13, 2020
Instrument
2002131411
Lender
Name
UNITED WHOLESALE MTG
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 12, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 608 Commons Dr was $8,571 with a homeowner's exemption, up 0.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Sacramento City
Unified School District
San Juan Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$725,082 (+2%)Land $139,437Building $585,645
2025
$8,571.00 (+0.16%)Homeowner's exemption
$710,865Land $136,703Building $574,162
2024
$8,557.00 (+2.6%)
2023
$8,340.00 (+0.59%)Homeowner's exemption
$683,263Land $131,396Building $551,867
2022
$8,291.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 608 Commons Dr in Zone X, where a levee reduces flood risk, though there have been 31 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 104 policies
Community Rating System
Class 4 (30% premium discount)
Nearby Flood Policies
104 in force
Nearby Flood Claims
31 (1980–2023)
Claims Outside the SFHA
9 of 31
Most Recent Claim
Aug 2023 · rainfall accumulation
Claims by Event
Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 608 Commons Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source
Surface water
Last State Inspection
Dec 2024
Lead
Under 1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 2,000
Verizon Fixed Wireless
1,000 / 75
unWired Broadband Fixed Wireless
300 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area
100 / 20
May also be available: Fidium Fiber, GeoLinks, Succeed.Net.