Okaloosa County property record for 536 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,299 sqft · built 1969 |
| Lot Size | 0.436 acres (18,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $579,000 (Mar 2024) |
| Tax Bill | $5,255 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4794-6 |
| Primary APN | C56-000-589-4794-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,299 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,400 sqft |
| Upper Floors Area | 840 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 18,973 sqft (0.436 acres) |
| Lot Width | 95 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 536 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN N 94.87FT OF S 259.61FT OF LOT H-2 BLK H |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | H |
| Legal Lot Number | H-2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23306 |
536 Benning Dr is owned by an individual who bought it in March 2024.
Source: Okaloosa County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11331 CHAPMAN AVE, GARDEN GROVE, CA 92840-3454 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage SECURE CHOICE LENDING |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | Sep 22, 2016 · Amount on File |
| Deed Document Number | 20243679204 |
| Prior Transfer Date | Nov 25, 2013 |
| Prior Transfer Doc | 0031281508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 28, 2024 |
| Property Address | 536 BENNING DR, DESTIN, FL 32541-1718 |
| Document Number | 0003679204 |
| Map Reference | MB 2 PGS 43 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 3679204 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,053.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 CALUMET DR, TALLAHASSEE, FL 32311-3344 |
| Name | Verified Name |
|---|---|
| Address | 11331 CHAPMAN AVE, GARDEN GROVE, CA 92840-3454 |
| Investor | Possibly a Property Investor |
| Document Number | 0003679205 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 3679205 |
| Name | SECURE CHOICE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 536 BENNING DR, DESTIN, FL 32541-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034293657 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 3429/3657 |
| Instrument | 3319350 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 5, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 536 Benning Dr was $5,255.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,255.00 | $443,764 Land $145,583 Building $298,181 | $443,764 Land $145,583 Building $298,181 |
| 2023 | $4,782.00 (+8.36%) | $437,880 (+8.83%) Land $132,096 Building $305,784 | $437,880 (+8.83%) Land $132,096 Building $305,784 |
| 2022 | $4,413.00 | $402,349 Land $120,087 Building $282,262 | $402,349 Land $120,087 Building $282,262 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 536 Benning Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 536 Benning Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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