608 Adams St, Erwin, TN 37650 Property Records

Unicoi County property record for 608 Adams St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,266 sqft · built 1920
Lot Size	0.403 acres (17,550 sqft)
Owner	2 Individual Names on File
Last Sale	$109,000 (Apr 2019)
Tax Bill	$837 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031J-E-006.00`

Property Details

APN / Parcel Number

Primary APN	`031J-E-006.00`
Alternative APNs	`086031J E 00600` `000008024`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,266 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,550 sqft (0.403 acres)
Lot Dimensions	136 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	441 sqft
Carport	Carport
Carport Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	700 sqft
Deck Area	Deck Area
Utility Building	352 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	608 ADAMS ST
City	ERWIN
State	TN
Zip	37650-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB 36 PG 420 BLK D LOT 39-40 125X136 IRR
Legal Subdivision	LOVE SPRINGS
Legal Block	D
Legal Lot Number	39-40
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1044
Census Tract	80200

Owner

608 Adams St is owned and occupied by two individuals who bought it in April 2019.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 ADAMS ST, ERWIN, TN 37650-2002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVTRS
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Deed Document Number	2019574
Deed Book / Page	421 / 57
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 2, 2019
Property Address	608 ADAMS ST, ERWIN, TN 37650-2002
Document Number	42157
Book / Page	000421 / 000057
Instrument Date	Mar 29, 2019
Instrument	574
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	DEBBIE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 ADAMS ST ERWIN TN 376502002, ERWIN, TN 37650-2002

Mortgage

Document Number	42160
Date	Apr 2, 2019
Book Page	000421/000060
Instrument	575

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	608 ADAMS ST, ERWIN, TN 37650-2002
Document Number	405198
Book / Page	000405 / 000198
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4733 MULLENDORE ST MARYVILLE TN 378043117, MARYVILLE, TN 37804-3117

Mortgage

Document Number	405198
Date	Jul 19, 2017
Book Page	000405/000198
Instrument	1259

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 18, 2022

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,075 Land $5,450 Building $26,625	$128,300 Land $21,800 Building $106,500
2024	$837.00
2023		$32,075 (-) Land $5,450 Building $26,625
2022	$754.00	$32,075 Land $5,450 Building $26,625	$128,300 Land $21,800 Building $106,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 608 Adams St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Adams St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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