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549 Adams St, Erwin, TN 37650 Property Records

Unicoi County property record for 549 Adams St, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details1 ba · 780 sqft · built 1935
Lot Size0.382 acres (16,636 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Apr 2024)
Tax Bill$570 (2024)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN031J-D-012.00

Property Details

APN / Parcel Number

Primary APN031J-D-012.00
Alternative APNs
  • 086031J D 01200
  • 000008012

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area780 sqft Living Area
Gross Area934 sqft
1st Floor Area780 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1988
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,636 sqft (0.382 acres)
Lot Dimensions131 ft deep x 125 ft wide
Garage TypeDetached
Garage Area190 sqft

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area322 sqft
Patio Area64 sqft
Utility Building476 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address549 ADAMS ST
CityERWIN
StateTN
Zip37650-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPB 36 PG 420 BLK C LOT NOTE 1/2 OF LOT 12 ALL OF LOTS 13-14 125X132
Legal SubdivisionLOVE SPRINGS
Legal BlockC
Legal Lot Number12-14
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group1
Census Block1038
Census Tract80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address549 ADAMS ST, ERWIN, TN 37650-1040
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2024 · Amount on Record
Deed SaleApr 1, 2024 · Amount on Record
Prior SaleSep 21, 2015
Deed Document Number2024545
Deed Book / Page479 / 362
Prior Transfer DateDec 5, 2016
Prior Transfer Doc0000399838
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateApr 1, 2024
Property Address549 ADAMS ST, ERWIN, TN 37650-1040
Document Number0000479362
Book / Page479 / 362
Instrument DateMar 27, 2024
Instrument24000545
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyMALCOLM TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 ADAMS ST, ERWIN, TN 37650-1040

Mortgage

Document Number0000479366
DateApr 1, 2024
Book Page479/366
Instrument24000546
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
MunicipalityErwin Town
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,825 (-) Land $4,800 Building $17,025$87,300 (-) Land $19,200 Building $68,100
2024$570.00
2023$21,825 Land $4,800 Building $17,025
2022$87,300 Land $19,200 Building $68,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Erwin Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Point Broadband.

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