Osceola County property record for 6072 Lamonte St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,787 sqft · built 1992 |
| Lot Size | 0.394 acres (17,162 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Apr 2002) |
| Tax Bill | $1,979 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-31-5360-0001-0230 |
| Primary APN | 10-26-31-5360-0001-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 2,289 sqft |
| 1st Floor Area | 1,787 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,162 sqft (0.394 acres) |
| Lot Dimensions | 169 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6072 LAMONTE ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TYSON SUB #3 PB 1 PG 295 LOT 23 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | TYSON NO 3 |
| Legal Tract | 5360 |
| Legal Block | 230 |
| Legal Lot Number | 23 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 43700 |
Source: Osceola County records · APN 10-26-31-5360-0001-0230
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6072 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2002 · Amount on Record |
| Deed Sale | Apr 11, 2002 · Amount on Record |
| Deed Book / Page | 2032 / 1088 |
| Last Transfer Date | Oct 10, 2018 |
| Transfer Doc | 0054191660 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6072 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 6072 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Document Number | 0062310434 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 6231/434 |
| Instrument | 2022091556 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6072 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Document Number | 0055641394 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6072 LAMONTE ST ST CLOUD FL 347717926, ST CLOUD, FL 34771-7926 |
| Document Number | 0055641394 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 005564/001394 |
| Instrument | 97682 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 18, 2018 |
| Property Address | 6072 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Document Number | 0054191660 |
| Book / Page | 005419 / 001660 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 156204 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6072 LAMONTE ST ST CLOUD FL 347717926, ST CLOUD, FL 34771-7926 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,979.00 (+7.03%) Homeowner's exemption | $132,282 (+5.99%) | $296,500 (+25.26%) Land $60,000 Building $236,500 |
| 2024 | $1,849.00 (+2.55%) | ||
| 2023 | $1,803.00 (+5.56%) Homeowner's exemption | $124,810 (+3%) | $236,700 (+14.96%) Land $29,600 Building $207,100 |
| 2022 | $1,708.00 Homeowner's exemption | $121,175 | $205,900 Land $29,600 Building $176,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 529 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Xfinity, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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