6071 Orchard Ct, Ferndale, WA 98248 Property Records

Whatcom County property record for 6071 Orchard Ct, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,685 sqft · built 1993
Lot Size	0.271 acres (11,818 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2019)
Tax Bill	$4,465 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60971`

Property Details

APN / Parcel Number

Primary APN	`60971`
Alternative APNs	`390219 010529 0000` `93656`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,685 sqft Living Area
1st Floor Area	1,682 sqft
Basement Area	1,458 sqft
Finished Basement	558 sqft
Unfinished Basement	900 sqft
Interior Walls	Finished/Painted
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,818 sqft (0.271 acres)
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	206 sqft
Deck Area	100 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	60971
Street Address	6071 ORCHARD CT
City	FERNDALE
State	WA
Zip	98248-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	ORCHARD CREST LOT 13
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	ORCHARD CREST
Legal Lot Number	13
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1003
Census Tract	10503

Owner

6071 Orchard Ct is owned and occupied by two individuals who bought it in November 2019.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6071 ORCHARD CT, FERNDALE, WA 98248-9298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Jan 14, 2002 · Amount on File
Deed Document Number	2019-1101745
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6071 ORCHARD CT, FERNDALE, WA 98248-9298
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6071 ORCHARD CT, FERNDALE, WA 98248-9298

Mortgage

Document Number	0000300499
Date	Mar 8, 2023
Instrument	2023-0300499

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6071 ORCHARD CT, FERNDALE, WA 98248-9298
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211000438
Date	Oct 5, 2021
Instrument	2021-1000438

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6071 ORCHARD CT, FERNDALE, WA 98248-9298
Document Number	2200402804
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6071 ORCHARD CT FERNDALE WA 982489298, FERNDALE, WA 98248-9298

Mortgage

Document Number	2200402804
Date	Apr 24, 2020
Instrument	402804

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6071 Orchard Ct was $4,465.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,465.00	$596,094 Land $224,070 Building $372,024	$596,094 Land $224,070 Building $372,024
2022		$535,942 Land $168,534 Building $367,408	$535,942 Land $168,534 Building $367,408
2021	$3,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6071 Orchard Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6071 Orchard Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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