6064 Orchard Ct, Ferndale, WA 98248 Property Records

Whatcom County property record for 6064 Orchard Ct, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,640 sqft · built 1993
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$256,180 (Oct 2005)
Tax Bill	$3,838 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390219-022514-0000`

Property Details

APN / Parcel Number

Primary APN	`390219-022514-0000`
Alternative APNs	`93689` `44701`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	802 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	180 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	93689
Street Address	6064 ORCHARD CT
City	FERNDALE
State	WA
Zip	98248-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	ORCHARD CREST LOT 16
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	ORCHARD CREST
Legal Block	1
Legal Lot Number	16
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1003
Census Tract	10503

Owner

6064 Orchard Ct is owned and occupied by two individuals who bought it in October 2005.

Source: Whatcom County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6064 ORCHARD CT, FERNDALE, WA 98248-9298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 13, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2005 · Amount on File
Deed Sale	Oct 31, 2005 · Amount on File
Deed Document Number	20051005989
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6064 ORCHARD CT, FERNDALE, WA 98248-9298
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6064 ORCHARD CT, FERNDALE, WA 98248-9298

Mortgage

Document Number	0000502129
Date	May 25, 2023
Instrument	2023-0502129

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6064 ORCHARD CT, FERNDALE, WA 98248-9298
Document Number	2200701104
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6064 ORCHARD CT FERNDALE WA 982489298, FERNDALE, WA 98248-9298

Mortgage

Document Number	2200701104
Date	Jul 8, 2020
Instrument	701104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6064 ORCHARD CT, FERNDALE, WA 98248-9298
Document Number	2171202413
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6064 ORCHARD CT FERNDALE WA 982489298, FERNDALE, WA 98248-9298

Mortgage

Document Number	2171202413
Date	Dec 21, 2017
Instrument	1202413

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6064 Orchard Ct was $3,838.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,838.00	$513,187 Land $224,070 Building $289,117	$513,187 Land $224,070 Building $289,117
2022		$448,593 Land $168,534 Building $280,059	$448,593 Land $168,534 Building $280,059
2021	$3,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6064 Orchard Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6064 Orchard Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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