6070 Willow Bend Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 6070 Willow Bend Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,764 sqft · built 2019
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Jun 2020)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-34-301-014-000`

Property Details

APN / Parcel Number

Primary APN	`08-34-301-014-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Basement Area	1,764 sqft
Unfinished Basement	1,764 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	109,336 sqft (2.51 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6070 WILLOW BEND LN
City	WATERLOO
State	IL
Zip	62298-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 14 WILLOW LAKE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	34
Legal Subdivision	WILLOW LAKE ESTATES
Legal Lot Number	14
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6070 WILLOW BEND LN, WATERLOO, IL 62298-2652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE
Aug 20, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP
Sep 30, 2018	Loan Modification, Mortgage CITIZENS CMNTY BK
Sep 30, 2017	Loan Modification, Mortgage CITIZENS CMNTY BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	2020408369
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 2, 2020
Property Address	6070 WILLOW BEND LN, WATERLOO, IL 62298-2652
Document Number	0000408369
Instrument Date	May 29, 2020
Instrument	408369
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6070 WILLOW BEND LN, WATERLOO, IL 62298-2652

Mortgage

Document Number	0000408370
Date	Jun 2, 2020
Instrument	408370

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 20, 2019
Property Address	6070 WILLOW BEND LN, WATERLOO, IL 62298-2652
Document Number	0000403104
Instrument Date	Aug 16, 2019
Instrument	403104
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6070 WILLOW BEND LN, WATERLOO, IL 62298-2652

Mortgage

Document Number	0000403105
Date	Aug 20, 2019
Instrument	403105

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	6070 WILLOW BEND LN, WATERLOO, IL 62298-2652
Document Number	0000398177
Instrument Date	Sep 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6070 WILLOW BEND LN WATERLOO IL 62298, WATERLOO, IL 62298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000398177
Date	Oct 9, 2018
Instrument	398177

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Term	12 Months
Due	Oct 8, 2019

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	6070 WILLOW BEND LN, WATERLOO, IL 62298-2652
Document Number	0000392278
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6070 WILLOW BEND LN WATERLOO IL 62298, WATERLOO, IL 62298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000392278
Date	Oct 4, 2017
Instrument	392278

Lender

Name	CITIZENS CMNTY BK/IL
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Term	12 Months
Due	Oct 3, 2018

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$131,770 (+22.97%) Land $16,620 Building $115,150	$395,310 (+22.97%) Land $49,860 Building $345,450
2022	Disabled Person's exemption Additional exemption filed	$107,160 Land $16,620 Building $90,540	$321,480 Land $49,860 Building $271,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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