6034 Willow Bend Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 6034 Willow Bend Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,723 sqft · built 2003
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,500 (Sep 2018)
Tax Bill	$5,175 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-34-301-011-000`

Property Details

APN / Parcel Number

Primary APN	`08-34-301-011-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,723 sqft Living Area
1st Floor Area	1,723 sqft
Basement Area	1,723 sqft
Unfinished Basement	1,723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	108,900 sqft (2.5 acres)
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	2,845 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	315 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6034 WILLOW BEND LN
City	WATERLOO
State	IL
Zip	62298-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 11 WILLOW LAKE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	34
Legal Subdivision	WILLOW LAKE ESTATES
Legal Lot Number	11
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6034 WILLOW BEND LN, WATERLOO, IL 62298-2652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BK NA
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BK NA
Sep 4, 2018	Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	2018397694
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6034 WILLOW BEND LN, WATERLOO, IL 62298-2652
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425437
Date	Aug 1, 2022
Instrument	425437

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2052

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6034 WILLOW BEND LN, WATERLOO, IL 62298-2652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409670
Date	Jul 23, 2020
Instrument	409670

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6034 WILLOW BEND LN, WATERLOO, IL 62298-2652
Document Number	0000408557
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6034 WILLOW BEND LN WATERLOO IL 622982652, WATERLOO, IL 62298-2652

Mortgage

Document Number	0000408557
Date	Jun 10, 2020
Instrument	408557

Lender

Name	DIETERICH BK NA
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 9, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6034 WILLOW BEND LN, WATERLOO, IL 62298-2652
Document Number	0000408967
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6034 WILLOW BEND LN WATERLOO IL 622982652, WATERLOO, IL 62298-2652

Mortgage

Document Number	0000408967
Date	Jun 24, 2020
Instrument	408967

Lender

Name	DIETERICH BK NA
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 23, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Sep 4, 2018
Property Address	6034 WILLOW BEND LN, WATERLOO, IL 62298-2652
Document Number	0000397694
Map Reference	DR 49 PG 280
Instrument Date	Sep 4, 2018
Instrument	397694
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6034 WILLOW BEND LN, WATERLOO, IL 62298-2652

Mortgage

Document Number	0000397695
Date	Sep 4, 2018
Instrument	397695

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 22, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,830 (-) Land $16,580 Building $73,250	$269,490 (-) Land $49,740 Building $219,750
2024	$5,175.00
2022	Additional exemption filed	$89,830 Land $16,580 Building $73,250	$269,490 Land $49,740 Building $219,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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