Whatcom County property record for 6070 Elder Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,346 sqft · built 1908 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,217 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 559258 |
| Primary APN | 559258 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,346 sqft Living Area |
| 1st Floor Area | 2,164 sqft |
| 2nd Floor Area | 1,182 sqft |
| Attic Area | 200 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1908 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 160 sqft |
|---|---|
| Patio Area | 192 sqft |
| Balcony | Balcony |
| Balcony Area | 18 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 559258 |
|---|---|
| Street Address | 6070 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 1 GEGENHUBER CLUSTER SHORT PLAT AS REC BOOK 29 SHORT PLATS PG 82 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 23 |
| Legal Subdivision | GEGENHUBER CLUSTER SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10503 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6070 ELDER RD, FERNDALE, WA 98248-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC |
| Mar 8, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2019 |
| Deed Sale | Mar 8, 2019 |
| Prior Sale | Aug 7, 2006 |
| Deed Document Number | 2019-0000631 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6070 ELDER RD, FERNDALE, WA 98248-9648 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000602905 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021-0602905 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6070 ELDER RD, FERNDALE, WA 98248-9648 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000702338 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-0702338 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 24, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6070 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 2200100121 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 6070 ELDER RD FERNDALE WA 982489648, FERNDALE, WA 98248-9648 |
| Document Number | 2200100121 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 100121 |
| Name | POINT DIGITAL FIN INC |
|---|---|
| Address | PALO ALTO, CA 94302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6070 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 2200100114 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 6070 ELDER RD FERNDALE WA 982489648, FERNDALE, WA 98248-9648 |
| Document Number | 2200100114 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 100114 |
| Name | POINT DIGITAL FIN INC |
|---|---|
| Address | PALO ALTO, CA 94302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 8, 2019 |
| Property Address | 6070 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 2190300631 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 300631 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 6070 ELDER RD FERNDALE WA 982489648, FERNDALE, WA 98248-9648 |
| Document Number | 2190300632 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 300632 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,217.00 (+34.13%) | $798,234 (+16.72%) Land $277,001 Building $521,233 | $798,234 (+16.72%) Land $277,001 Building $521,233 |
| 2022 | $683,909 Land $156,544 Building $527,365 | $683,909 Land $156,544 Building $527,365 | |
| 2021 | $4,635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
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