Whatcom County property record for 6042 Elder Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,920 sqft · built 1975 |
| Lot Size | 4.84 acres (211,266 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Jul 2019) |
| Tax Bill | $6,119 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 563011 |
| Primary APN | 563011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 960 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 211,266 sqft (4.84 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 318 sqft |
| Storage Building | 864 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 563011 |
|---|---|
| Street Address | 6042 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | N 1/2 S 1/2 NW NW-EXC OIL-GAS LEASE DESC AF 748221-LESS RDS-NLY BNDRY LI OF SD TR DAF-BEG AT NW SEC COR-TH S 00 DEG 31'28\ E |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 23 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10503 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6042 ELDER RD, FERNDALE, WA 98248-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG |
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 2019-0702219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6042 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 2200701401 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Address | 6042 ELDER RD FERNDALE WA 982489648, FERNDALE, WA 98248-9648 |
| Document Number | 2200701401 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 701401 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 19, 2019 |
| Property Address | 6042 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 2190702219 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 702219 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,439.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6042 ELDER RD FERNDALE WA 982489648, FERNDALE, WA 98248-9648 |
| Document Number | 2190702220 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 702220 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,119.00 (+34.75%) | $785,681 (+17.73%) Land $340,897 Building $444,784 | $785,681 (+17.73%) Land $340,897 Building $444,784 |
| 2022 | $667,347 Land $256,830 Building $410,517 | $667,347 Land $256,830 Building $410,517 | |
| 2021 | $4,541.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
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