607 Waterside Cir, Mc Calla, AL 35111 Property Records

Jefferson County property record for 607 Waterside Cir, Mc Calla, AL 35111

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1980
Lot Size0.577 acres (25,168 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (Jun 2021)
Tax Bill$1,382 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN43-00-03-3-000-020.000

Property Details

APN / Parcel Number

Primary APN43-00-03-3-000-020.000
Alternative APNs
  • 43033000020000RR00
  • 71253

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,580 sqft Living Area
Gross Area3,678 sqft
1st Floor Area1,580 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area25,168 sqft (0.577 acres)
PorchPorch
Porch Area518 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number71253
Old Parcel Number43033000020000RR00
Street Address607 WATERSIDE CIR
CityMC CALLA
StateAL
Zip35111-3827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionLOT 24 GRIFFIN LAKES EIGHTH ADDITION
Legal Range05W
Legal Township20S
Legal Section03
Legal QuarterSW
Legal SubdivisionGRIFFIN LAKE 8 ADD PLAT A
Legal Lot Number24
JurisdictionJEFFERSON AL
Township / Civil DivisionNORTH JOHNS
Census Block Group2
Census Block2004
Census Tract14106

Owner

607 Waterside Cir is owned and occupied by an individual who bought it in June 2021.

Source: Jefferson County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address607 WATERSIDE CIR, MC CALLA, AL 35111-3827
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Commercial Mortgage
SERVISFIRST BANK
Jun 8, 2021Warranty Deed, Transfer · FHA Mortgage
IXONIA BANK
Aug 31, 2020Grant Deed, Transfer
NOT AVAILABLE
Aug 8, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Mar 30, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2021 · Amount on File
Deed SaleJun 8, 2021 · Amount on File
Prior SaleAug 31, 2020 · Amount on File
Deed Document Number2021066190
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address607 WATERSIDE CIR, MC CALLA, AL 35111-3827
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WATERSIDE CIR, MC CALLA, AL 35111-3827
InvestorPossibly a Property Investor

Mortgage

Document Number0000019998
DateFeb 22, 2021
Instrument2021019998
Lender
NameSERVISFIRST BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateJun 8, 2021
Property Address607 WATERSIDE CIR, MC CALLA, AL 35111-3827
Document Number0000066190
Instrument DateMay 28, 2021
Instrument2021066190
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WATERSIDE CIR, MC CALLA, AL 35111-3827

Mortgage

Document Number0000066191
DateJun 8, 2021
Instrument2021066191
Lender
NameIXONIA BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON AL
Recording DateAug 31, 2020
Property Address607 WATERSIDE CIR, MC CALLA, AL 35111-3827
Document Number0000095199
Instrument DateAug 25, 2020
Instrument95199
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$138.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1432 PANORAMA DR VESTAVIA HILLS AL 352163023, VESTAVIA HILLS, AL 35216-3023

August 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionJEFFERSON AL
Recording DateAug 8, 2019
Property Address607 WATERSIDE CIR, MC CALLA, AL 35111-3827
Document Number0000080986
Instrument DateAug 7, 2019
Instrument80986
Transaction TypeForeclosure
Record UpdatedAug 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$122.92
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateMar 30, 2017
Property Address607 WATERSIDE CIR, MC CALLA, AL 35111-3827
Document Number0000031413
Instrument DateMar 28, 2017
Instrument31413
Transaction TypeTransfer
Record UpdatedAug 17, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WATERSIDE CIR MC CALLA AL 351113827, MC CALLA, AL 35111-3827

Mortgage

Document Number31414
DateMar 30, 2017
Instrument31414
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 607 Waterside Cir was $1,382 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,382.00 Homeowner's exemption$28,660$299,100 Land $120,000 Building $179,100
2023$28,440 (+16.99%) Land $12,004 Building $16,436$284,300 (+16.95%) Land $120,000 Building $164,300
2022$1,165.00 Homeowner's exemption$24,310 Land $6,500 Building $17,810$243,100 Land $65,000 Building $178,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 607 Waterside Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Waterside Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 51% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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