510 Waterside Cir, Mc Calla, AL 35111 Property Records

Jefferson County property record for 510 Waterside Cir, Mc Calla, AL 35111

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,892 sqft · built 1977
Lot Size	0.469 acres (20,440 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2020)
Tax Bill	$2,437 (2022)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-00-10-2-000-011.000`

Property Details

APN / Parcel Number

Primary APN	`43-00-10-2-000-011.000`
Alternative APNs	`43102000011000RR00` `71882`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	4,237 sqft
1st Floor Area	1,892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,440 sqft (0.469 acres)
Terrain	Rolling
Porch	Porch
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	71882
Old Parcel Number	43102000011000RR00
Street Address	510 WATERSIDE CIR
City	MC CALLA
State	AL
Zip	35111-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 12 GRIFFIN LAKES EIGHTH ADDITION
Legal Range	05W
Legal Township	20S
Legal Section	10
Legal Quarter	NW
Legal Subdivision	GRIFFIN LAKE 8 ADD PLAT A
Legal Lot Number	12
Jurisdiction	JEFFERSON AL
Township / Civil Division	NORTH JOHNS
Census Block Group	2
Census Block	2004
Census Tract	14106

Owner

510 Waterside Cir is owned and occupied by two individuals who bought it in January 2020.

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	510 WATERSIDE CIR, MC CALLA, AL 35111-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE
Jan 15, 2020	Warranty Deed, Transfer · VA Mortgage MID-CONTINENT FUNDING INC
Jan 15, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Deed Document Number	2020004364
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	510 WATERSIDE CIR, MC CALLA, AL 35111-3824
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 WATERSIDE CIR, MC CALLA, AL 35111-3824

Mortgage

Document Number	0000108952
Date	Dec 3, 2025
Instrument	2025108952

Lender

Name	LENDAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2041

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jan 15, 2020
Property Address	510 WATERSIDE CIR, MC CALLA, AL 35111-3824
Document Number	0000004364
Instrument Date	Jan 10, 2020
Instrument	4364
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 WATERSIDE CIR MC CALLA AL 351113824, MC CALLA, AL 35111-3824

Mortgage

Document Number	4365
Date	Jan 15, 2020
Instrument	4365

Lender

Name	MID-CONTINENT FUNDING INC
Address	3401 W BROADWAY BUSINESS PARK CT, COLUMBIA, MO 65203-0394

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON AL
Recording Date	Jan 15, 2020
Property Address	510 WATERSIDE CIR, MC CALLA, AL 35111-3824
Document Number	0000004363
Instrument Date	Jan 10, 2020
Instrument	4363
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Senior Citizen's exemption	$31,000	$320,800 Land $143,000 Building $177,800
2023		$30,620 Land $14,305 Building $16,315	$306,100 Land $143,000 Building $163,100
2022	$2,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Waterside Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Waterside Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Waterside Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures