607 W 3rd St, Sumner, IA 50674 Property Records

Bremer County property record for 607 W 3rd St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1962
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (May 2008)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`04-23-481-002`

Property Details

APN / Parcel Number

Primary APN	`04-23-481-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,248 sqft Living Area
Basement Area	624 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Deck Area	160 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	607 W 3RD ST
City	SUMNER
State	IA
Zip	50674-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-93-11 A P SE SE LOT 27
Legal Range	11W
Legal Township	93N
Legal Section	23
Legal Subdivision	AUDITOR SUBD SE1/4 SEC 23 - SUMNER
Legal Block	93
Legal Lot Number	27
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	1
Census Block	1016
Census Tract	4700

Owner

Source: Bremer County records · APN 04-23-481-002

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	704 GROVE ST, SUMNER, IA 50674-1520
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2008 · Amount on Record
Deed Sale	May 21, 2008 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	20082286
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	607 W 3RD ST, SUMNER, IA 50674-1323
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192068
Date	Jul 09, 2019
Instrument	20192068

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2029

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+12.27%)	$141,000 (+15.9%) Land $13,730 Building $127,270	$141,000 (+15.9%) Land $13,730 Building $127,270
2023		$121,660 Land $12,010 Building $109,650	$121,660 Land $12,010 Building $109,650
2022	$1,760.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (2004–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL	2,000 / 2,000
Hawkeye Telephone Company Fiber	1,000 / 1,000
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 290 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUMNER WATER SUPPLY serves 2,030 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.