Bremer County property record for 509 W 3rd St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,349 sqft · built 1898 |
| Lot Size | 0.452 acres (19,689 sqft) |
| Owner | Company Name on Record |
| Last Sale | $46,000 (May 2023) |
| Tax Bill | $696 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 04-23-481-006 |
| Primary APN | 04-23-481-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,349 sqft Living Area |
| 1st Floor Area | 580 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 580 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 19,689 sqft (0.452 acres) |
| Lot Dimensions | 149 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 509 W 3RD ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-93-11 KOERTH 8 & A P SE SE LOT 31 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 23 |
| Legal Subdivision | KOERTH'S SUBD |
| Legal Lot Number | 31 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 4700 |
Source: Bremer County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2270 UNION AVE, LAWLER, IA 52154-9737 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on Record |
| Deed Sale | May 3, 2023 · Amount on Record |
| Prior Sale | Sep 9, 2005 · Amount on Record |
| Deed Document Number | 20231125 |
| Last Transfer Date | Feb 6, 2025 |
| Transfer Doc | 0000000455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 509 W 3RD ST, SUMNER, IA 50674-1321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231160 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 20231160 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $696.00 (+33.85%) | $44,760 (+4.75%) Land $21,970 Building $22,790 | $44,760 (+4.75%) Land $21,970 Building $22,790 |
| 2023 | $42,730 (+13.25%) Land $20,420 Building $22,310 | $42,730 (+13.25%) Land $20,420 Building $22,310 | |
| 2022 | $520.00 (+3.17%) Homeowner's exemption | $37,730 Land $20,420 Building $17,310 | $37,730 Land $20,420 Building $17,310 |
| 2021 | $504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (2004–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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