607 S Whitehead Ave, Spencer, NC 28159 Property Records

Rowan County property record for 607 S Whitehead Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,364 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2023)
Tax Bill	$1,884 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033 423`

Property Details

APN / Parcel Number

Primary APN	`033 423`
Alternative APN	`6341508`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Porch	Porch
Porch Area	35 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	607 S WHITEHEAD AVE
City	SPENCER
State	NC
Zip	28159-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	.22AC L16
Legal Subdivision	GRANTS CROSSING
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3002
Census Tract	50700

Owner

607 S Whitehead Ave is owned by two individuals who bought it in July 2023.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2778, SALISBURY, NC 28145-2778
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 28, 2023	Warranty Deed, Transfer
May 5, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	May 5, 2023 · Amount on File
Deed Book / Page	1427 / 246
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	607 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 BONANZA DR, SALISBURY, NC 28144-9422

Mortgage

Document Number	0014290323
Date	Sep 7, 2023
Book Page	1429/323

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 28, 2023
Property Address	607 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Document Number	0014270246
Book / Page	1427 / 246
Map Reference	MB 9995 PG 3596
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 481087, CHARLOTTE, NC 28269-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 BONANZA DR, SALISBURY, NC 28144-9422

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 5, 2023
Property Address	607 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Document Number	0014220781
Book / Page	1422 / 781
Map Reference	MB 9995 PG 3596
Instrument Date	May 4, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 S WHITEHEAD AVE, SPENCER, NC 28159-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 481087, CHARLOTTE, NC 28269-5309

Tax Assessment & Valuation

The 2026 property tax bill for 607 S Whitehead Ave was $1,884.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,884.00	$166,734 Land $27,000 Building $139,734	$166,734 Land $27,000 Building $139,734
2023	$1,884.00 (+35.54%)	$166,734 (+57.36%) Land $27,000 Building $139,734	$166,734 (+57.36%) Land $27,000 Building $139,734
2022	$1,390.00	$105,960 Land $23,000 Building $82,960	$105,960 Land $23,000 Building $82,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 S Whitehead Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 S Whitehead Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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