601 S Whitehead Ave, Spencer, NC 28159 Property Records

Rowan County property record for 601 S Whitehead Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,338 sqft · built 1949
Lot Size	0.26 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Feb 2015)
Tax Bill	$1,484 (2026)
Deeds & Mortgages	Feb 2024 Transfer Jan 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`033 093`

Property Details

APN / Parcel Number

Primary APN	`033 093`
Alternative APN	`6337012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2005
Exterior Material	Other
Foundation Type	Footing
Lot Area	11,250 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	155 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	601 S WHITEHEAD AVE
City	SPENCER
State	NC
Zip	28159-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	PT L 51-53 JOHN S. HENDERSONS ADDT. TO SPENCER
Legal Subdivision	WHITEHEAD AVE
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3002
Census Tract	50700

Owner

Source: Rowan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Intrafamily Transfer, Transfer
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2022	Intrafamily Transfer, Transfer
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 1, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Jan 12, 2021	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Jul 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2015 · Amount on Record
Deed Sale	Feb 23, 2015 · Amount on Record
Deed Book / Page	1248 / 243
Last Transfer Date	Feb 21, 2024
Transfer Doc	0014370438
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Feb 21, 2024
Property Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Document Number	0014370438
Book / Page	1437 / 438
Instrument Date	Feb 21, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539

Mortgage

Document Number	0014350267
Date	Jan 2, 2024
Book Page	1435/267

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	May 4, 2022
Property Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Document Number	0014010344
Book / Page	1401 / 344
Instrument Date	Apr 27, 2022
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 COOPERS RIDGE DR, 523, KANNAPOLIS, NC 28083-6966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539

Mortgage

Document Number	0001401345
Date	May 4, 2022
Instrument	1401/345

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Apr 19, 2022
Property Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Document Number	0014000157
Book / Page	1400 / 157
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013730504
Date	Apr 23, 2021
Book Page	1373/504

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013320034
Date	Aug 1, 2019
Book Page	1332/0034

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Aug 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539

Mortgage

Document Number	0013650609
Date	Jan 12, 2021
Book Page	1365/609

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Mar 1, 2045

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 10, 2019
Property Address	601 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Document Number	0013300624
Book / Page	001330 / 000624
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WHITEHEAD AVE SPENCER NC 281591539, SPENCER, NC 28159-1539

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,484.00	$131,389 (-) Land $23,400 Building $107,989	$131,389 (-) Land $23,400 Building $107,989
2025	$1,484.00	$131,389 (-) Land $23,400 Building $107,989
2023	$1,484.00	$131,389 Land $23,400 Building $107,989	$131,389 Land $23,400 Building $107,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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