607 S Albert St, Mount Prospect, IL 60056 Property Records

Cook County property record for 607 S Albert St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,923 sqft · built 1961
Lot Size	0.194 acres (8,470 sqft)
Owner	Company Name on Record
Tax Bill	$8,922 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-427-004`

Property Details

APN / Parcel Number

Primary APN	`08-12-427-004`
Alternative APN	`08-12-427-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,923 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,470 sqft (0.194 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	607 S ALBERT ST
City	MOUNT PROSPECT
State	IL
Zip	60056-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SURETYS) (BONNIE) (PARK) SUB OF LT2 IN O EHLERKINGS DIVN IN SE SE SEC 12-41-11
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	SURETYS BONNIE PARK
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3009
Census Tract	804901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	607 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 25, 2023	Intrafamily Transfer, Transfer ATTORNEY
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 13, 2022
Transfer Doc	0000046130
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	607 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903

Mortgage

Document Number	0035114091
Date	Dec 17, 2025
Instrument	2535114091

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jan 25, 2023
Property Address	607 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Document Number	0002546130
Map Reference	DOC 1669522
Instrument Date	Dec 13, 2022
Instrument	2302546130
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	607 S ALBERT ST, MT PROSPECT, IL 60056-3903

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	607 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016746059
Date	Jun 16, 2021
Instrument	2116746059

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	ROHNERT PARK, CA 94928

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,185 (+24.17%) Land $12,705 Building $34,480	$471,850 (+24.17%) Land $127,050 Building $344,800
2023	$8,922.00 (+4.62%)
2022	$8,528.00 Homeowner's exemption Senior Citizen's exemption	$37,999 Land $10,587 Building $27,412	$379,990 Land $105,870 Building $274,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1987–2007)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Also Mapped Here	DES PLAINES
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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