605 S Albert St, Mount Prospect, IL 60056 Property Records

Cook County property record for 605 S Albert St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,840 sqft · built 1959
Lot Size	0.194 acres (8,470 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2019)
Tax Bill	$9,661 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-427-003`

Property Details

APN / Parcel Number

Primary APN	`08-12-427-003`
Alternative APN	`08-12-427-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,470 sqft (0.194 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	605 S ALBERT ST
City	MOUNT PROSPECT
State	IL
Zip	60056-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SURETYS) (BONNIE) (PARK) SUB OF LT2 IN O EHLERKINGS DIVN IN SE SE SEC 12-41-11
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	SURETYS BONNIE PARK
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3009
Census Tract	804901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Nov 13, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Mar 26, 2019	Warranty Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	201915074
Prior Transfer Date	Nov 25, 2015
Prior Transfer Doc	0000049246
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	605 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035025081
Date	Dec 16, 2021
Instrument	2135025081

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	605 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Document Number	1932415053
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 S ALBERT ST MOUNT PROSPECT IL 600563903, MOUNT PROSPECT, IL 60056-3903

Mortgage

Document Number	1932415053
Date	Nov 20, 2019
Instrument	32415053

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate	3.5%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 26, 2019
Property Address	605 S ALBERT ST, MOUNT PROSPECT, IL 60056-3903
Document Number	1908541050
Instrument Date	Mar 18, 2019
Instrument	8541050
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	BURNET TITLE-POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 S ALBERT ST MOUNT PROSPECT IL 600563903, MOUNT PROSPECT, IL 60056-3903

Mortgage

Document Number	1908541051
Date	Mar 26, 2019
Instrument	8541051

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 (+23.69%) Land $12,705 Building $34,295	$470,000 (+23.69%) Land $127,050 Building $342,950
2023	$9,661.00 (+4.32%)
2022	$9,261.00	$37,999 Land $10,587 Building $27,412	$379,990 Land $105,870 Building $274,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1987–2007)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Also Mapped Here	DES PLAINES
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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