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607 Prospect St, Berea, KY 40403 Property Records

Madison County property record for 607 Prospect St, Berea, KY 40403 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$142,000 (Apr 2022)
Tax Bill$1,692 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNB010-0012-0006

Property Details

APN / Parcel Number

Primary APNB010-0012-0006
Alternative APNs
  • 115049
  • 78162
  • 44356

Interior

Stories2 Stories

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)

Location & Zoning

Account Number44356
Street Address607 PROSPECT ST
CityBEREA
StateKY
Zip40403-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.35 ACRES
Legal SubdivisionBRUSHY FORK CREEK
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1007
Census Tract11303

Owner

Source: Madison County records · APN B010-0012-0006

Assessment roll updated December 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address607 PROSPECT ST, BEREA, KY 40403-1730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Deed Document Number202214087589
Deed Book / Page822 / 6
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateApr 19, 2022
Property Address607 PROSPECT ST, BEREA, KY 40403-1730
Document Number0000D822/6
Book / PageD822 / 6
Map ReferenceCAB 26 SL 33
Instrument DateApr 15, 2022
Instrument2014087589
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$142.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5668 SCAFFOLD CANE RD, 5668, MOUNT VERNON, KY 40456-7192

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 PROSPECT ST, BEREA, KY 40403-1730

Mortgage

Document Number2014087590
DateApr 19, 2022
Instrument2014087590
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,692.00 (-8.89%)$142,000 (-)$142,000 (-)
2023$1,857.00$142,000$142,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 57 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims2 (2010–2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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