Madison County property record for 504 Prospect St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,620 sqft |
| Lot Size | 0.3 acres (13,103 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,000 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | B010-0010-0018 |
| Primary APN | B010-0010-0018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,620 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Lot Area | 13,103 sqft (0.3 acres) |
| Account Number | 74711 |
|---|---|
| Street Address | 504 PROSPECT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUEBIRD LOT 4, 5 & 6 BLK B |
| Legal Subdivision | BLUEBIRD |
| Legal Block | B |
| Legal Lot Number | 4-6 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11304 |
Source: Madison County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 504 PROSPECT ST, BEREA, KY 40403-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2026 |
| Transfer Doc | 0014359211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 504 PROSPECT ST, BEREA, KY 40403-1729 |
| Document Number | 0014359211 |
| Book / Page | 884 / 762 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202614359211 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 PROSPECT ST, BEREA, KY 40403-1729 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,000.00 (+93.05%) Homeowner's exemption | $133,000 (+54.65%) | $133,000 (+54.65%) |
| 2023 | $518.00 Homeowner's exemption | $86,000 | $86,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2010–2026) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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