607 Pealer St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 607 Pealer St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1956
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jan 2017)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-365-046-00`

Property Details

APN / Parcel Number

Primary APN	`051-365-046-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	607 PEALER ST
City	THREE RIVERS
State	MI
Zip	49093-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 11 & 12 BLK 5 EXC E 110 FT ALSO E 66 FT OF LOTS 1 & 2 BLK 5 YAUNEYS ADD CITY OF THREE RIVERS.
Legal Subdivision	YAUNEYS ADD
Legal Block	5
Legal Lot Number	11-12
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1002
Census Tract	40300

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	607 PEALER ST, THREE RIVERS, MI 49093-2281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 23, 2017	Deed, Transfer · FHA Mortgage PACOR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Prior Sale	Oct 5, 2015 · Amount on Record
Deed Book / Page	1855 / 959
Prior Transfer Date	Sep 9, 2012
Prior Transfer Doc	1670/0246
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	607 PEALER ST, THREE RIVERS, MI 49093-2281
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 PEALER ST, THREE RIVERS, MI 49093-2281

Mortgage

Document Number	2022000438
Date	Jan 13, 2022
Instrument	2022000438

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 23, 2017
Property Address	607 PEALER ST, THREE RIVERS, MI 49093-2281
Document Number	1855/0959
Book / Page	1855 / 0959
Map Reference	LB47 PG320
Instrument Date	Dec 1, 2016
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6101 CONDOR DR # 200, 6101, MOORPARK, CA 93021-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 PEALER ST, THREE RIVERS, MI 49093-2281

Mortgage

Document Number	1855/0965
Date	Jan 23, 2017
Book Page	1855/0965

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300 (+3.32%) Land $5,400 Building $84,900	$180,600 (+3.32%) Land $10,800 Building $169,800
2025	$3,684.00 (+13.46%)	$87,400 (+32.42%) Land $5,300 Building $82,100	$174,800 (+32.42%) Land $10,600 Building $164,200
2023		$66,000 Land $3,500 Building $62,500	$132,000 Land $7,000 Building $125,000
2022	$3,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

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