601 Pealer St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 601 Pealer St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,420 sqft · built 1953
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Feb 2014)
Tax Bill	$1,557 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-365-047-00`

Property Details

APN / Parcel Number

Primary APN	`051-365-047-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	132 ft deep x 110 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 PEALER ST
City	THREE RIVERS
State	MI
Zip	49093-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	E 110 FT OF LOTS 11-12 BLK 5 YAUNEYS ADD CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	5
Legal Lot Number	11-12
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1002
Census Tract	40300

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 PEALER ST, THREE RIVERS, MI 49093-2281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST CO
Aug 16, 2017	Deed of Trust, Mortgage UNIVERSAL FIRE & CASUALTY INSURANCE CO
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2014 · Amount on Record
Deed Sale	Feb 21, 2014 · Amount on Record
Deed Book / Page	1735 / 784
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	601 PEALER ST, THREE RIVERS, MI 49093-2281
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 PEALER ST, THREE RIVERS, MI 49093-2281

Mortgage

Document Number	2023003622
Date	May 10, 2023
Instrument	2023003622

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	601 PEALER ST, THREE RIVERS, MI 49093-2281
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1881/0591
Date	Aug 16, 2017
Book Page	1881/0591

Lender

Name	UNIVERSAL FIRE & CASUALTY INSURANCE CO
Address	HUDSONVILLE, MI 49426

Agreement

Amount	Amount Recorded

Interest

Rate	10%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	601 PEALER ST, THREE RIVERS, MI 49093-2281
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1940/0841
Date	Nov 30, 2018
Book Page	1940/0841

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,900 (+36.41%)	$221,800 (+36.41%)
2025	$1,557.00 (-25.29%) Homeowner's exemption
2023		$81,300 Land $4,400 Building $76,900	$162,600 Land $8,800 Building $153,800
2022	$2,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

Nearby Properties on Pealer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures