607 Oak St, Sheldon, IA 51201 Property Records

O'Brien County property record for 607 Oak St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1960
Lot Size	0.164 acres (7,140 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Sep 2014)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0044570000`

Property Details

APN / Parcel Number

Primary APN	`0044570000`
Alternative APN	`0000445700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	396 sqft
Porch	Slab
Porch Area	50 sqft
Patio Area	127 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	607 OAK ST
City	SHELDON
State	IA
Zip	51201-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK HILL ADDITION E1/2 OF LOTS 1-2-3-4 BLK 99
Legal Subdivision	PARK HILL ADD
Legal Block	99
Legal Lot Number	1-2-3-4
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	3
Census Block	3004
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	607 OAK ST, SHELDON, IA 51201-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Construction Mortgage BANK
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2014 · Amount on Record
Deed Sale	Sep 22, 2014 · Amount on Record
Deed Document Number	20142270
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	607 OAK ST, SHELDON, IA 51201-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003337
Date	Nov 23, 2020
Instrument	2020-03337

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 10, 2027

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	607 OAK ST, SHELDON, IA 51201-1238
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001165
Date	May 18, 2020
Instrument	2020-01165

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (+3.31%) Homeowner's exemption	$149,870 (+11.15%) Land $15,580 Building $134,290	$149,870 (+11.15%) Land $15,580 Building $134,290
2024	$2,052.00 (+17.39%)
2023		$134,830 (+25.58%) Land $15,580 Building $119,250	$134,830 (+25.58%) Land $15,580 Building $119,250
2022	$1,748.00 Homeowner's exemption	$107,370 Land $15,580 Building $91,790
2021			$107,370 Land $15,580 Building $91,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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