603 Oak St, Sheldon, IA 51201 Property Records

O'Brien County property record for 603 Oak St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 825 sqft · built 1956
Lot Size	0.164 acres (7,140 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Feb 2021)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0044580000`

Property Details

APN / Parcel Number

Primary APN	`0044580000`
Alternative APN	`0000445800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	825 sqft
Basement Area	825 sqft
Finished Basement	495 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	408 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	603 OAK ST
City	SHELDON
State	IA
Zip	51201-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK HILL ADDITION W1/2 OF LOTS 1-2-3-4 BLK 99
Legal Subdivision	PARK HILL ADD
Legal Block	99
Legal Lot Number	1-2-3-4
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	3
Census Block	3004
Census Tract	490300

Owner

603 Oak St is owned and occupied by an individual who bought it in February 2021.

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	603 OAK ST, SHELDON, IA 51201-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Deed Document Number	2021628
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Feb 24, 2021
Property Address	603 OAK ST, SHELDON, IA 51201-1238
Document Number	202100628
Instrument Date	Feb 17, 2021
Instrument	2021-00628
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 OAK ST, SHELDON, IA 51201-1238

Mortgage

Document Number	202100629
Date	Feb 24, 2021
Instrument	2021-00629

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 603 Oak St was $1,468 with a homeowner's exemption, up 6.5% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (+6.53%) Homeowner's exemption	$107,170 Land $15,580 Building $91,590	$107,170 Land $15,580 Building $91,590
2024	$1,378.00
2023		$93,850 (+26.4%) Land $15,580 Building $78,270	$93,850 Land $15,580 Building $78,270
2022	$1,318.00	$74,250 Land $15,580 Building $58,670
2021			$74,250 Land $15,580 Building $58,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures