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607 Oak St, Monterey, CA 93940 Property Records

Monterey County property record for 607 Oak St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,013 sqft · built 1940
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$444,000 (Jun 2013)
Tax Bill$6,453 (2025)
Deeds & MortgagesApr 2023 Transfer
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-149-021-000

Property Details

APN / Parcel Number

Primary APN001-149-021-000
Alternative APN
  • 001-149-021

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,013 sqft Living Area
1st Floor Area1,013 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number001-149-021
Street Address607 OAK ST
CityMONTEREY
StateCA
Zip93940-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWITHERS ADD TO MONTEREY LOT 32, 34 BLK 3
Legal SubdivisionWITHERS ADD TO MONTEREY
Legal Block3
Legal Lot Number32,34
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1011
Census Tract12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1173 ELM AVE, SEASIDE, CA 93955-4907
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Intrafamily Transfer, Transfer
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOOGAIN INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2013 · Amount on Record
Deed SaleJun 25, 2013 · Amount on Record
Deed Document Number201340055
Last Transfer DateApr 5, 2023
Transfer Doc0000010556
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateApr 10, 2023
Property Address607 OAK ST, MONTEREY, CA 93940-1322
Document Number0000010556
Map ReferenceMB 1 PG 4
Instrument DateApr 5, 2023
Instrument2023010556
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1173 ELM AVE, SEASIDE, CA 93955-4907

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address607 OAK ST, MONTEREY, CA 93940-1322
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1173 ELM AVE, SEASIDE, CA 93955-4907

Mortgage

Document Number0000058105
DateAug 27, 2021
Instrument2021058105
Lender
NameGOOGAIN INC
TypeMortgage Company
AddressSUNNYVALE, CA 94086
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$557,676 (+2%) Land $282,606 Building $275,070
2025$6,453.00 (+11.84%)$546,742 (+4.04%) Land $277,065 Building $269,677
2023$5,770.00 (+1.39%)$525,513 Land $266,307 Building $259,206
2022$5,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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