600 Oak St, Monterey, CA 93940 Property Records

Monterey County property record for 600 Oak St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,516 sqft · built 1933
Lot Size	0.12 acres (5,235 sqft)
Owner	2 Company Names on Record
Last Sale	$1,925,000 (Aug 2026)
Tax Bill	$12,039 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-116-029-000`

Property Details

APN / Parcel Number

Primary APN	`001-116-029-000`
Alternative APN	`001-116-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,235 sqft (0.12 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-116-029
Street Address	600 OAK ST
City	MONTEREY
State	CA
Zip	93940-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 13 SUR MAPS PG 143 LOT 2
Legal Subdivision	BAGBYS
Legal Block	1
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1012
Census Tract	12503

Owner

Source: Monterey County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	600 OAK ST, MONTEREY, CA 93940-1323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Grant Deed, Transfer REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Nov 16, 2023	Transfer on Death Deed, Transfer
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Oct 12, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	202626086
Prior Transfer Date	Nov 10, 2023
Prior Transfer Doc	0000040470
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 3, 2026
Property Address	600 OAK ST, MONTEREY, CA 93940-1323
Document Number	0000026086
Instrument Date	Jul 27, 2026
Instrument	202626086
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$213,867.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	600 OAK ST, MONTEREY, CA 93940-1323

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 16, 2023
Property Address	600 OAK ST, MONTEREY, CA 93940-1323
Document Number	0000040470
Map Reference	MB 13 PG 143
Instrument Date	Nov 10, 2023
Instrument	2023040470
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	600 OAK ST, MONTEREY, CA 93940-1323

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	600 OAK ST, MONTEREY, CA 93940-1323
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 OAK ST, MONTEREY, CA 93940-1323

Mortgage

Document Number	0000027345
Date	Apr 15, 2021
Instrument	2021027345

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	600 OAK ST, MONTEREY, CA 93940-1323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036480
Date	Aug 20, 2018
Instrument	2018036480

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 12, 2017
Property Address	600 OAK ST, MONTEREY, CA 93940-1323
Document Number	0000056828
Map Reference	MB13 PG143
Instrument Date	Oct 5, 2017
Instrument	2017056828
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22150 SARAH CIR, MI WUK VILLAGE, CA 95346

Mortgage

Document Number	0000056829
Date	Oct 12, 2017
Instrument	2017056829

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000056830
Date	Oct 12, 2017
Instrument	2017056830

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,067,733 (+2%) Land $638,320 Building $429,413
2025	$12,039.00 (+9.24%) Homeowner's exemption	$1,046,798 (+4.04%) Land $625,804 Building $420,994
2023	$11,021.00 (+1.39%)	$1,006,152 Land $601,504 Building $404,648
2022	$10,870.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

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