607 Irwin Rd, Bel Air, MD 21014 Property Records

Harford County property record for 607 Irwin Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,914 sqft · built 2020
Lot Size	0.348 acres (15,158 sqft)
Owner	2 Individual Names on File
Last Sale	$609,900 (Jan 2021)
Tax Bill	$6,829 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-400866`

Property Details

APN / Parcel Number

Primary APN	`03-400866`
Alternative APN	`400866`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,914 sqft Total Area
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,158 sqft (0.348 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	400866
Street Address	607 IRWIN RD
City	BEL AIR
State	MD
Zip	21014-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 9A 15158 SF 607 IRWIN ROAD BEL AIR HEIGHTS 209/8
Legal Lot Number	9A
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3003
Census Tract	303603

Owner

607 Irwin Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	607 IRWIN RD, BEL AIR, MD 21014-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed, Subdivision Related Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC
Apr 2, 2020	Grant Deed, Transfer ORACLE REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Apr 2, 2020 · Amount on File
Deed Book / Page	14394 / 348
Record Updated	Oct 29, 2026

January 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 8, 2021
Property Address	607 IRWIN RD, BEL AIR, MD 21014-2518
Document Number	0143940348
Book / Page	14394 / 348
Map Reference	MB JJR209 FO 8
Instrument Date	Dec 29, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	607 IRWIN RD, BEL AIR, MD 21014-2518

Mortgage

Document Number	0014394354
Date	Jan 8, 2021
Instrument	14394/354

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 2, 2020
Property Address	607 IRWIN RD, BEL AIR, MD 21014-2518
Document Number	0137720240
Book / Page	013772 / 000240
Instrument Date	Mar 23, 2020
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 555 FALLSTON MD 210470555, FALLSTON, MD 21047-0555

Mortgage

Document Number	137720243
Date	Apr 2, 2020
Book Page	013772/000243

Lender

Name	ORACLE REALTY INC
Address	5527 E JOPPA RD, PERRY HALL, MD 21128-9325

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 607 Irwin Rd was $6,829 with a homeowner's exemption, up 17% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,829.00 (+16.95%) Homeowner's exemption	$626,600	$688,800 Land $87,500 Building $601,300
2025	$5,839.00 Homeowner's exemption
2023		$520,900	$595,500 Land $87,500 Building $508,000
2022	$5,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Irwin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Irwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

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