605 Irwin Rd, Bel Air, MD 21014 Property Records

Harford County property record for 605 Irwin Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,966 sqft · built 2020
Lot Size	0.355 acres (15,463 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2020)
Tax Bill	$5,662 (2026)
Deeds & Mortgages	Mar 2023 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-400867`

Property Details

APN / Parcel Number

Primary APN	`03-400867`
Alternative APN	`400867`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,966 sqft Total Area
Utility Area	68 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,463 sqft (0.355 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	400867
Street Address	605 IRWIN RD
City	BEL AIR
State	MD
Zip	21014-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8B 15463 SF 605 IRWIN ROAD BEL AIR HEIGHTS 209/8
Legal Subdivision	BEL AIR E HEIGHTS
Legal Lot Number	8B
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3003
Census Tract	303603

Owner

605 Irwin Rd is owned and occupied by an individual who acquired it in March 2023.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	605 IRWIN RD, BEL AIR, MD 21014-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Intrafamily Transfer, Transfer
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Deed Book / Page	13814 / 200
Last Transfer Date	Mar 13, 2023
Transfer Doc	0158470068
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Mar 14, 2023
Property Address	605 IRWIN RD, BEL AIR, MD 21014-2518
Document Number	0158470068
Book / Page	15847 / 68
Map Reference	MB 209 FO 8
Instrument Date	Mar 13, 2023
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	605 IRWIN RD, BEL AIR, MD 21014-2518

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	605 IRWIN RD, BEL AIR, MD 21014-2518
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145720254
Date	Mar 11, 2021
Book Page	14572/254

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 605 Irwin Rd was $5,662 with a homeowner's exemption, up 11.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,662.00 (+11.15%) Homeowner's exemption	$519,567 (+2.5%)	$544,900 (+7.5%) Land $87,700 Building $457,200
2025	$5,094.00 Homeowner's exemption	$506,900 Land $87,700 Building $419,200	$506,900 Land $87,700 Building $419,200
2023		$450,833	$506,900 Land $87,700 Building $419,200
2022	$4,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Irwin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Irwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

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