Freeborn County property record for 607 Grace St, Albert Lea, MN 56007
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 2,072 sqft · built 1920 |
| Lot Size | 0.11 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Dec 2020) |
| Tax Bill | $4,488 (2026) |
| Deeds & Mortgages | Sep 2012 Line of Credit Sep 2012 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.122.0300 |
| Primary APN | 34.122.0300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Total Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 924 sqft |
| Unfinished Basement | 924 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 607 GRACE ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2466 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LAKEVIEW ADDITION COM SE COR LOT 2 BLK 2 TH N TO S LINE GRACE ST TH W 114 FT TO POB TH S 100 FT TH W 50 FT TH N 100 FT TH E 5 |
| Legal Subdivision | LAKEVIEW ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 180400 |
607 Grace St, a duplex, is owned by an individual who bought it in December 2020.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6900 COLLINSWOOD DR, NASHVILLE, TN 37221-3959 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2012 | Deed of Trust, Mortgage · Line of Credit BANK OF ZUMBROTA |
| Sep 6, 2012 | Deed of Trust, Mortgage BANK OF ZUMBROTA |
| Dec 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on File |
| Deed Sale | Dec 10, 2020 · Amount on File |
| Deed Document Number | 2020V1195167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 607 GRACE ST, ALBERT LEA, MN 56007-2466 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 47739 95TH AVE, KENYON, MN 55946-4202 |
| Document Number | 000A501889 |
|---|---|
| Date | Sep 6, 2012 |
| Instrument | A-501889 |
| Name | BANK OF ZUMBROTA |
|---|---|
| Type | Seller |
| Address | 1440 S MAIN ST, ZUMBROTA, MN 55992 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.2% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 607 GRACE ST, ALBERT LEA, MN 56007-2466 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 47739 95TH AVE, KENYON, MN 55946-4202 |
| Document Number | 000A501888 |
|---|---|
| Date | Sep 6, 2012 |
| Instrument | A-501888 |
| Name | BANK OF ZUMBROTA |
|---|---|
| Address | 1440 S MAIN ST, ZUMBROTA, MN 55992 |
| Amount | Amount on Record |
|---|
| Rate | 5.15% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Dec 10, 2020 |
| Property Address | 607 GRACE ST, ALBERT LEA, MN 56007-2466 |
| Document Number | CRV1195167 |
| Instrument Date | Dec 10, 2020 |
| Instrument | CRV1195167 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | MN SECURED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47739 95TH AVE, KENYON, MN 55946-4202 |
| Name | Verified Name |
|---|---|
| Address | 72129 221ST ST, ALBERT LEA, MN 56007-7200 |
| Document Number | 000A546263 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | A546263 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 607 Grace St was $4,488.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,488.00 | $237,300 (-) Land $40,000 Building $197,300 | $237,300 (-) Land $40,000 Building $197,300 |
| 2025 | $4,488.00 | $237,300 Land $40,000 Building $197,300 | $237,300 Land $40,000 Building $197,300 |
| 2023 | $2,346.00 | $179,000 Land $40,000 Building $139,000 | $179,000 Land $40,000 Building $139,000 |
| 2020 | $3,522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 Grace St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Dec 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 607 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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