Freeborn County property record for 522 Grace St, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,302 sqft · built 1897 |
| Lot Size | 0.1 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,812 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.127.0070 |
| Primary APN | 34.127.0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,302 sqft Living Area |
| 1st Floor Area | 1,219 sqft |
| Basement Area | 1,151 sqft |
| Unfinished Basement | 1,151 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.1 acres) |
| Lot Dimensions | 75 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 282 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 522 GRACE ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SKINNER & THOMPSON'S SUBDIVISI LOT-004 LOT 4 SKINNER & THOMPSONS SUBD |
| Legal Subdivision | SKINNER & THOMPSON'S SUBDIVISI |
| Legal Lot Number | 4 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 180400 |
522 Grace St is owned and occupied by an individual.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17092 750TH AVE, ALBERT LEA, MN 56007-5573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 522 GRACE ST, ALBERT LEA, MN 56007-2414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A555404 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | A555404 |
| Name | MARINE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 522 Grace St was $2,812 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,812.00 Homeowner's exemption | $165,600 Land $16,400 Building $149,200 | $165,600 Land $16,400 Building $149,200 |
| 2025 | $2,812.00 | ||
| 2023 | $2,466.00 Homeowner's exemption | $140,300 Land $16,400 Building $123,900 | $140,300 Land $16,400 Building $123,900 |
| 2020 | $1,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Grace St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Dec 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 522 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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