Genesee County property record for 607 Genesee Ave, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1954 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2024) |
| Tax Bill | $2,595 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-577-152 |
| Primary APN | 10-31-577-152 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 607 GENESEE AVE |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 90.5 FT OF NLY 290.5 FT OF OUTLOT 3 VILLAGE OF GAINES |
| Legal Subdivision | VILLAGE OF GAINES |
| Legal Lot Number | 3 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 12801 |
607 Genesee Ave is owned and occupied by an individual who bought it in April 2024.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 GENESEE AVE, GAINES, MI 48436-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 6, 2020 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 27, 2017 | Quit Claim Deed, Transfer · ARM DORT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Prior Sale | Oct 6, 2020 · Amount on File |
| Deed Document Number | 202428309 |
| Prior Transfer Date | Dec 18, 2017 |
| Prior Transfer Doc | 0000078633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 24, 2024 |
| Property Address | 607 GENESEE AVE, GAINES, MI 48436-8925 |
| Document Number | 0000028309 |
| Map Reference | LB 18 PG 14 |
| Instrument Date | Apr 22, 2024 |
| Instrument | 202404240028309 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 GENESEE AVE, GAINES, MI 48436-8925 |
| Name | Verified Name |
|---|---|
| Address | 10230 NICHOLS RD, GAINES, MI 48436-8907 |
| Document Number | 0000028310 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 202404240028310 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 6, 2020 |
| Property Address | 607 GENESEE AVE, GAINES, MI 48436-8925 |
| Document Number | 202010060068563 |
| Map Reference | LB 18 PG 14 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 202010060068563 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | BELL TITLE AGENCY OF FENTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 GENESEE AVE, 607, GAINES, MI 48436-8925 |
| Name | Verified Name |
|---|---|
| Address | 10024 BEARD RD, BYRON, MI 48418-9737 |
| Document Number | 202010060068564 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 202010060068564 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Dec 27, 2017 |
| Property Address | 607 GENESEE AVE, GAINES, MI 48436-8925 |
| Document Number | 201712270078633 |
| Map Reference | LB18 PG14 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 201712270078633 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 GENESEE AVE, 607, GAINES, MI 48436-8925 |
| Name | Verified Name |
|---|---|
| Address | 607 GENESEE AVE, GAINES, MI 48436-8925 |
| Document Number | 201712270078634 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 201712270078634 |
| Name | DORT FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2038 |
The 2025 property tax bill for 607 Genesee Ave was $2,595 with a homeowner's exemption, up 38.1% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Municipality | Gaines Village |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,800 (+7.76%) Land $14,500 Building $63,300 | $155,600 (+7.76%) Land $29,000 Building $126,600 | |
| 2025 | $2,595.00 (+38.11%) Homeowner's exemption | $72,200 | $144,400 |
| 2024 | $1,879.00 | ||
| 2023 | $59,800 | $119,600 | |
| 2019 | $1,336.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 607 Genesee Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 Genesee Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BYRON serves 581 people · EPA ID MI0001020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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