502 Genesee Ave, Gaines, MI 48436 Property Records

Genesee County property record for 502 Genesee Ave, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,341 sqft · built 1860
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Apr 2025)
Tax Bill$1,095 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-31-577-216

Property Details

APN / Parcel Number

Primary APN10-31-577-216

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,341 sqft Living Area
1st Floor Area990 sqft
Basement Area468 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Lot Area52,272 sqft (1.2 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address502 GENESEE AVE
CityGAINES
StateMI
Zip48436-8941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 THRU 9 BLK 6 & SLY 1/2 OF VACATED CHURCH ST ADJOINING ON THE N VILLAGE OF GAINES (09) COMBINE ON 08/21/2008 FROM
Legal SubdivisionVILLAGE OF GAINES
Legal Block6
Legal Lot Number1-9
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2025
Census Tract12801

Owner

502 Genesee Ave is owned and occupied by an individual who bought it in April 2025.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address502 GENESEE AVE, GAINES, MI 48436-8941
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2025 · Amount on File
Deed SaleApr 9, 2025 · Amount on File
Prior SaleJul 8, 2020 · Amount on File
Deed Document Number202516678
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJul 8, 2020
Property Address502 GENESEE AVE, GAINES, MI 48436-8941
Document Number202007080043904
Instrument DateJun 10, 2020
Instrument202007080043904
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$774.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address845 S GULFVIEW BLVD # 3201, 845, CLEARWATER BEACH, FL 33767-3029

Transferred To (Grantee/Buyer)

NameVerified Name
Address4081 BERRY FARM DR, HOWELL, MI 48843-8641

Mortgage

Document Number202007080043905
DateJul 8, 2020
Instrument202007080043905
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 502 Genesee Ave was $1,095, down 40.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
MunicipalityGaines Village
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,700 (-59.17%) Land $18,100 Building $8,600$53,400 (-59.17%) Land $36,200 Building $17,200
2025$1,095.00 (-40.78%) Homeowner's exemption$65,400$130,800
2024$1,849.00
2023$57,100$114,200
2019$976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Genesee Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Genesee Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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