607 E Nathan St, Lake Crystal, MN 56055 Property Records

Blue Earth County property record for 607 E Nathan St, Lake Crystal, MN 56055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,232 sqft · built 1996
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2025)
Tax Bill	$3,710 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R09.12.05.303.008`

Property Details

APN / Parcel Number

Primary APN	`R09.12.05.303.008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	350 sqft
Finished Basement	350 sqft
Unfinished Basement	350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	122 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	1,040 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	607 E NATHAN ST
City	LAKE CRYSTAL
State	MN
Zip	56055-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH VIEW ESTATES 001 003 00 000.250A
Legal Range	28
Legal Township	107
Legal Section	05
Legal Subdivision	SOUTH VIEW ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	BLUE EARTH MN
Township / Civil Division	LAKE CRYSTAL
Census Block Group	2
Census Block	2059
Census Tract	171000

Owner

607 E Nathan St is owned and occupied by two individuals who bought it in October 2025.

Source: Blue Earth County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	607 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Aug 17, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Deed Document Number	2025154535
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Oct 10, 2025
Property Address	607 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Document Number	000T154535
Instrument Date	Sep 29, 2025
Instrument	T154535
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	607 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167

Mortgage

Document Number	000T154536
Date	Oct 10, 2025
Instrument	T154536

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Aug 17, 2023
Property Address	607 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Document Number	000T149702
Instrument Date	Aug 14, 2023
Instrument	T149702
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2026 property tax bill for 607 E Nathan St was $3,710, up 2% from the year before.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	Lake Crystal City
Unified School District	Lake Crystal-Wellcome Memorial (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,710.00 (+19.99%)	$285,600 (+0.6%) Land $29,300 Building $256,300	$285,600 (+0.6%) Land $29,300 Building $256,300
2025	$3,092.00 (-5.33%)	$283,900 (+11.99%) Land $29,300 Building $254,600	$283,900 (+11.99%) Land $29,300 Building $254,600
2024	$3,266.00 (+11.01%) Homeowner's exemption	$253,500 (-6.63%) Land $29,300 Building $224,200	$253,500 (-6.63%) Land $29,300 Building $224,200
2023	$2,942.00 Homeowner's exemption	$271,500 Land $29,300 Building $242,200	$271,500 Land $29,300 Building $242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 E Nathan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 E Nathan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lake Crystal serves 2,554 people · EPA ID MN1070006
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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