604 E Nathan St, Lake Crystal, MN 56055 Property Records

Blue Earth County property record for 604 E Nathan St, Lake Crystal, MN 56055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,213 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Jun 2020)
Tax Bill	$3,910 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R09.12.05.302.006`

Property Details

APN / Parcel Number

Primary APN	`R09.12.05.302.006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,213 sqft Living Area
Basement Area	1,025 sqft
Finished Basement	1,025 sqft
Unfinished Basement	128 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	122 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	840 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 E NATHAN ST
City	LAKE CRYSTAL
State	MN
Zip	56055-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH VIEW ESTATES 006 001 00 000.260A
Legal Range	28
Legal Township	107
Legal Section	05
Legal Subdivision	SOUTH VIEW ESTATES
Legal Block	1
Legal Lot Number	6
Jurisdiction	BLUE EARTH MN
Township / Civil Division	LAKE CRYSTAL
Census Block Group	2
Census Block	2057
Census Tract	171000

Owner

604 E Nathan St is owned and occupied by an individual who bought it in June 2020.

Source: Blue Earth County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	604 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2018	Warranty Deed, Transfer · Conventional Mortgage BANKVISTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Oct 11, 2018 · Amount on File
Deed Document Number	2020139425
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Jun 15, 2020
Property Address	604 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Document Number	000T139425
Instrument Date	Jun 9, 2020
Instrument	T139425
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167

Mortgage

Document Number	000T139426
Date	Jun 15, 2020
Instrument	T139426

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Oct 11, 2018
Property Address	604 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Document Number	000T134445
Instrument Date	Sep 21, 2018
Instrument	T134445
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691.35
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167

Mortgage

Document Number	000T134446
Date	Oct 11, 2018
Instrument	T134446

Lender

Name	BANKVISTA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 604 E Nathan St was $3,910.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	Lake Crystal City
Unified School District	Lake Crystal-Wellcome Memorial (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,910.00	$288,800 (-2.76%) Land $30,300 Building $258,500	$288,800 (-2.76%) Land $30,300 Building $258,500
2025		$297,000 (+7.73%) Land $30,300 Building $266,700	$297,000 (+7.73%) Land $30,300 Building $266,700
2024	$3,586.00 (+10.95%) Homeowner's exemption	$275,700 (-6.57%) Land $30,300 Building $245,400	$275,700 (-6.57%) Land $30,300 Building $245,400
2023	$3,232.00 Homeowner's exemption	$295,100 Land $30,300 Building $264,800	$295,100 Land $30,300 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 E Nathan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 E Nathan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lake Crystal serves 2,554 people · EPA ID MN1070006
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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