607 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 607 3rd St, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,792 sqft · built 1900
Lot Size	0.076 acres (3,325 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Dec 2025)
Tax Bill	$3,270 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010100 65.30-1-57`

Property Details

APN / Parcel Number

Primary APN	`010100 65.30-1-57`
Alternative APNs	`010006503000010570000000` `06503000010570000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,792 sqft Total Area
1st Floor Area	896 sqft
2nd Floor Area	896 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,325 sqft (0.076 acres)
Lot Dimensions	133 ft deep x 25 ft wide

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06503000010570000000
Street Address	607 3RD ST
City	ALBANY
State	NY
Zip	12206-2255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Description	2 WOOD 1007813
Legal Subdivision	ENGINEERS
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1000
Census Tract	301

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3512 FLATLANDS AVE, BROOKLYN, NY 11234-2609
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Dec 10, 2025	Bargain and Sale Deed, Transfer · Commercial Mortgage CITADEL SERVICING CORPORATION
Apr 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	202522671
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000006252
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	607 3RD ST, ALBANY, NY 12206-2255
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	KINGS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 JARVIS CT, FAR ROCKAWAY, NY 11691-5512
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008630
Date	Sep 20, 2021
Instrument	R2021-28630

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 10, 2025
Property Address	607 3RD ST, ALBANY, NY 12206-2255
Document Number	0000002671
Instrument Date	Dec 8, 2025
Instrument	R2025-22671
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	VETS TITLE AGENCY LLC, VERTEX TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 JARVIS CT, FAR ROCKAWAY, NY 11691-5512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 FLATLANDS AVE, BROOKLYN, NY 11234-2609

Mortgage

Document Number	0000002672
Date	Dec 10, 2025
Instrument	R2025-22672

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 2, 2019
Property Address	607 3RD ST, ALBANY, NY 12206-2255
Document Number	0000006252
Instrument Date	Mar 29, 2019
Instrument	6252
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6505 ALBANY NY 122060505, ALBANY, NY 12206-0505

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,270.00 (-24.17%)
2025	$4,312.00 (+54.77%)	$114,000 (-) Land $22,800 Building $91,200	$118,750 (+4.17%) Land $23,750 Building $95,000
2024		$114,000 (+67.65%) Land $22,800 Building $91,200	$114,000 (+18.74%) Land $22,800 Building $91,200
2023		$68,000 (-) Land $13,600 Building $54,400	$96,005 (+12.55%) Land $19,201 Building $76,804
2022		$68,000 Land $13,600 Building $54,400	$85,299 Land $17,060 Building $68,239
2021	$2,786.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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