605 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 605 3rd St, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,792 sqft · built 1900
Lot Size	0.076 acres (3,325 sqft)
Owner	Company Name on File
Last Sale	$152,000 (Apr 2025)
Tax Bill	$2,912 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 65.30-1-56`

Property Details

APN / Parcel Number

Primary APN	`010100 65.30-1-56`
Alternative APNs	`010006503000010560000000` `06503000010560000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,792 sqft Total Area
1st Floor Area	896 sqft
2nd Floor Area	896 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,325 sqft (0.076 acres)
Lot Dimensions	133 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06503000010560000000
Street Address	605 3RD ST
City	ALBANY
State	NY
Zip	12206-2255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Description	2 COMP BRICK & WOOD 1007812
Legal Block	1
Legal Lot Number	56.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1000
Census Tract	301

Owner

605 3rd St, a duplex, is owned by a company that bought it in April 2025.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	67 FAIRWAY DR, HEMPSTEAD, NY 11550-4703
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
Apr 15, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOAN FUNDER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on File
Deed Sale	Apr 15, 2025 · Amount on File
Deed Document Number	20256633
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	605 3RD ST, ALBANY, NY 12206-2255
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	REA ABSTRACT, RAM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 PAULEY DR, WEST HEMPSTEAD, NY 11552-2223

Mortgage

Document Number	0000008567
Date	Oct 14, 2025
Instrument	R2025-18567

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	605 3RD ST, ALBANY, NY 12206-2255
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	NATIONAL LAND TENURE COMPANY LLC, NATIONAL LAND TENURE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000634
Date	Apr 15, 2025
Instrument	R2025-6634

Lender

Name	LOAN FUNDER LLC
Type	Mortgage Company
Address	NEW YORK, NY 10022

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 605 3rd St was $2,912.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,912.00
2025		$100,000 Land $20,000 Building $80,000	$104,167 Land $20,833 Building $83,334
2023		$93,000 (-) Land $18,600 Building $74,400	$131,300 (+12.55%) Land $26,260 Building $105,040
2022		$93,000 Land $18,600 Building $74,400	$116,658 Land $23,332 Building $93,326
2021	$3,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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