6069 Lakeside Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6069 Lakeside Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,638 sqft · built 1997
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,500 (Dec 2019)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-34-301-005-000`

Property Details

APN / Parcel Number

Primary APN	`08-34-301-005-000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Basement Area	1,638 sqft
Unfinished Basement	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	109,336 sqft (2.51 acres)
Garage Area	550 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	112 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6069 LAKESIDE DR
City	WATERLOO
State	IL
Zip	62298-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 5 WILLOW LAKE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	34
Legal Subdivision	WILLOW LAKE ESTATES
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6069 LAKESIDE DR, WATERLOO, IL 62298-2651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Dec 6, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
May 8, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6069 LAKESIDE DR, WATERLOO, IL 62298-2651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000411827
Date	Oct 20, 2020
Instrument	411827

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 6, 2019
Property Address	6069 LAKESIDE DR, WATERLOO, IL 62298-2651
Document Number	0000405114
Instrument Date	Nov 25, 2019
Instrument	405114
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$392.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6069 LAKESIDE DR WATERLOO IL 622982651, WATERLOO, IL 62298-2651

Mortgage

Document Number	405115
Date	Dec 6, 2019
Instrument	405115

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 8, 2017
Property Address	6069 LAKESIDE DR, WATERLOO, IL 62298-2651
Document Number	0000389675
Instrument Date	May 8, 2017
Instrument	389675
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1224 GREENFIELD PL #207 O FALLON IL 622697299, 207, O FALLON, IL 62269-7299

Mortgage

Document Number	389676
Date	May 8, 2017
Instrument	389676

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,450 (+18.61%) Land $16,620 Building $117,830	$403,350 (+18.61%) Land $49,860 Building $353,490
2022	Homeowner's exemption Disabled Person's exemption Additional exemption filed	$113,350 Land $16,620 Building $96,730	$340,050 Land $49,860 Building $290,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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