6050 Lakeside Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6050 Lakeside Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,722 sqft · built 1996
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,000 (Jul 2023)
Tax Bill	$5,971 (2022)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-34-301-003-000`

Property Details

APN / Parcel Number

Primary APN	`08-34-301-003-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	109,336 sqft (2.51 acres)
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	324 sqft
Porch	Slab
Porch Area	354 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6050 LAKESIDE DR
City	WATERLOO
State	IL
Zip	62298-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 3 WILLOW LAKE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	34
Legal Subdivision	WILLOW LAKE ESTATES
Legal Lot Number	3
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4793 SOUTHERN BREEZE LN, RED BUD, IL 62278-0016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS INC
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 19, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jul 11, 2020	Warranty Deed, Transfer · FHA Mortgage TOWN & CNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	2023429864
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 21, 2023
Property Address	6050 LAKESIDE DR, WATERLOO, IL 62298-2657
Document Number	0000429864
Map Reference	MB 197 PG 758
Instrument Date	Jul 21, 2023
Instrument	429864
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$604.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6050 LAKESIDE DR, WATERLOO, IL 62298-2657

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6050 LAKESIDE DR, WATERLOO, IL 62298-2657
Investor	Possibly a Property Investor

Mortgage

Document Number	0000429865
Date	Jul 21, 2023
Instrument	429865

Lender

Name	MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6050 LAKESIDE DR, WATERLOO, IL 62298-2657
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000429346
Date	Jun 12, 2023
Instrument	429346

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 19, 2021
Property Address	6050 LAKESIDE DR, WATERLOO, IL 62298-2657
Document Number	0000414270
Instrument Date	Jan 15, 2021
Instrument	414270
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6050 LAKESIDE DR, WATERLOO, IL 62298-2657

Mortgage

Document Number	0000414271
Date	Jan 19, 2021
Instrument	414271

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.25%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 11, 2020
Property Address	6050 LAKESIDE DR, WATERLOO, IL 62298-2657
Document Number	0000409319
Instrument Date	Jun 30, 2020
Instrument	409319
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6050 LAKESIDE DR WATERLOO IL 622982657, WATERLOO, IL 62298-2657

Mortgage

Document Number	409320
Date	Jul 11, 2020
Instrument	409320

Lender

Name	TOWN & CNTRY BK
Type	Bank
Address	SPRINGFIELD, IL 62711

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,630 (+19.71%) Land $16,620 Building $104,010	$361,890 (+19.71%) Land $49,860 Building $312,030
2022	$5,971.00 Additional exemption filed	$100,770 (+4.4%) Land $16,620 Building $84,150	$302,310 (+4.4%) Land $49,860 Building $252,450
2021	Additional exemption filed	$96,520 Land $16,620 Building $79,900	$289,560 Land $49,860 Building $239,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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