6062 E Toto Rd, Knox, IN 46534 Property Records

Starke County property record for 6062 E Toto Rd, Knox, IN 46534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,650 sqft · built 1990
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,041 (May 2025)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`75-07-31-300-061.000-012`

Property Details

APN / Parcel Number

Primary APN	`75-07-31-300-061.000-012`
Alternative APN	`0130082300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,650 sqft Living Area
1st Floor Area	2,090 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft
Bath House	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0130082300
Street Address	6062 E TOTO RD
City	KNOX
State	IN
Zip	46534-7895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 15 A W 1/2 SW SW S31 T33 R1 10A.
Legal Range	1
Legal Township	33
Legal Section	31
Jurisdiction	STARKE IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2027
Census Tract	953800

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6062 E TOTO RD, KNOX, IN 46534-7895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jul 5, 2022	Re-recorded Document CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Aug 7, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 24, 2017	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	20251439
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	2022002334
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	6062 E TOTO RD, KNOX, IN 46534-7895
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6062 E TOTO RD, KNOX, IN 46534-7895

Mortgage

Document Number	2026000499
Date	Feb 19, 2026
Instrument	2026000499

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	6062 E TOTO RD, KNOX, IN 46534-7895
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001570
Date	Jun 2, 2017
Instrument	2017001570

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Jun 10, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	6062 E TOTO RD, KNOX, IN 46534-7895
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6062 E TOTO RD, KNOX, IN 46534-7895

Mortgage

Document Number	2020004149
Date	Dec 21, 2020
Instrument	2020004149

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	May 27, 2022
Property Address	6062 E TOTO RD, KNOX, IN 46534-7895
Document Number	2022001872
Instrument Date	May 24, 2022
Instrument	2022001872
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6062 E TOTO RD, KNOX, IN 46534-7895

Mortgage

Document Number	2022001873
Date	May 27, 2022
Instrument	2022001873

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

July 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	STARKE IN
Recording Date	Jul 5, 2022
Property Address	6062 E TOTO RD, KNOX, IN 46534-7895
Document Number	2022002334
Instrument Date	May 24, 2022
Instrument	2022002334
Record Updated	May 23, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6062 E TOTO RD, KNOX, IN 46534-7895

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Aug 7, 2019
Property Address	6062 E TOTO RD, KNOX, IN 46534-7895
Document Number	2019002109
Instrument Date	Aug 2, 2019
Instrument	2019002109
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6062 E TOTO RD, KNOX, IN 46534-7895

Mortgage

Document Number	2019002110
Date	Aug 7, 2019
Instrument	2019002110

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STARKE IN
Recording Date	Mar 24, 2017
Property Address	6062 E TOTO RD, KNOX, IN 46534-7895
Document Number	2017000918
Map Reference	MB 153 PG 279
Instrument Date	Mar 14, 2017
Instrument	2017000918
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000919
Date	Mar 24, 2017
Instrument	2017000919

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	Washington Township
Unified School District	Knox Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00 (-5.2%)	$387,700 (+20.74%) Land $82,900 Building $304,800	$387,700 (+20.74%) Land $82,900 Building $304,800
2024	$3,076.00 (+4.95%)
2023	$2,931.00 (+28.84%)	$321,100 (+39%) Land $65,500 Building $255,600	$321,100 (+39%) Land $65,500 Building $255,600
2022	$2,275.00	$231,000 Land $58,600 Building $172,400	$231,000 Land $58,600 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Surf Internet Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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