6035 E Toto Rd, Knox, IN 46534 Property Records

Starke County property record for 6035 E Toto Rd, Knox, IN 46534

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,480 sqft · built 1982
Lot Size	7.98 acres (347,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,151 (Feb 2026)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Apr 2010 Mortgage May 2007 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`75-11-06-100-001.000-008`

Property Details

APN / Parcel Number

Primary APN	`75-11-06-100-001.000-008`
Alternative APN	`0070004900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	2,224 sqft
Attic	Attic
Attic Area	512 sqft
Basement Area	1,216 sqft
Finished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	347,914 sqft (7.98 acres)
Garage Type	Basement
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0070004900
Street Address	6035 E TOTO RD
City	KNOX
State	IN
Zip	46534-7887
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2ND
Legal Description	PT W 1/2 NW S6 T32 R1 7.987A
Legal Range	1
Legal Township	32
Legal Section	6
Jurisdiction	STARKE IN
Township / Civil Division	NORTH BEND
Census Block Group	1
Census Block	1000
Census Tract	953900

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6035 E TOTO RD, KNOX, IN 46534-7887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2010	Deed of Trust, Mortgage · ARM THE FIRST NATIONAL BANK OF MONTEREY
May 17, 2007	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Feb 27, 2026	Intrafamily Transfer, Transfer · FHA Mortgage LUMINATE BANK
Jun 14, 2022	Personal Representative Deed, Transfer
Jun 14, 2022	Warranty Deed, Transfer
Jun 6, 2022	Personal Representative Deed, Transfer
Mar 8, 2017	Intrafamily Transfer, Transfer · Line of Credit THE FIRST NATIONAL BANK OF MONTEREY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	2026633
Prior Transfer Date	Feb 20, 2026
Prior Transfer Doc	2026000633
Record Updated	Oct 29, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	6035 E TOTO RD, KNOX, IN 46534-7887
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010001307
Date	Apr 27, 2010
Instrument	2010001307

Lender

Name	THE FIRST NATIONAL BANK OF MONTEREY
Address	MONTEREY, IN 46960

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2030

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	6035 E TOTO RD, KNOX, IN 46534-7887
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007001904
Date	May 17, 2007
Instrument	2007001904

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STARKE IN
Recording Date	Feb 27, 2026
Property Address	6035 E TOTO RD, KNOX, IN 46534-7887
Document Number	2026000633
Instrument Date	Feb 20, 2026
Instrument	2026000633
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6035 E TOTO RD, KNOX, IN 46534-7887

Mortgage

Document Number	2026000634
Date	Feb 27, 2026
Instrument	2026000634

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STARKE IN
Recording Date	Jun 14, 2022
Property Address	6035 E TOTO RD, KNOX, IN 46534-7887
Document Number	2022002068
Instrument Date	May 31, 2022
Instrument	2022002068
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 E TOTO RD, KNOX, IN 46534

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Jun 14, 2022
Property Address	6035 E TOTO RD, KNOX, IN 46534-7887
Document Number	2022002067
Instrument Date	May 31, 2022
Instrument	2022002067
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6035 E TOTO RD, KNOX, IN 46534-7887

June 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STARKE IN
Recording Date	Jun 6, 2022
Property Address	6035 E TOTO RD, KNOX, IN 46534-7887
Document Number	2022001960
Instrument Date	May 31, 2022
Instrument	2022001960
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6035 E TOTO RD, KNOX, IN 46534-7887

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STARKE IN
Recording Date	Mar 8, 2017
Property Address	6035 E TOTO RD, KNOX, IN 46534-7887
Document Number	2017000713
Instrument Date	Feb 21, 2017
Instrument	2017000713
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	2017000714
Date	Mar 8, 2017
Instrument	2017000714

Lender

Name	THE FIRST NATIONAL BANK OF MONTEREY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 21, 2042

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	North Bend Township
Unified School District	Culver Community Schools Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00 (+30.17%)	$349,800 (+128.48%) Land $25,800 Building $324,000	$349,800 (+128.48%) Land $25,800 Building $324,000
2024	$1,488.00 (+88.59%)
2023	$789.00 (-17.21%)	$153,100 (-8.71%) Land $22,500 Building $130,600	$153,100 (-8.71%) Land $22,500 Building $130,600
2022	$953.00	$167,700 Land $21,400 Building $146,300	$167,700 Land $21,400 Building $146,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Surf Internet Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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