606 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 606 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,284 sqft · built 1982
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Nov 2016)
Tax Bill$2,391 (2025)
Deeds & MortgagesAug 2022 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone AE (high risk)
APNC62-000-760-8785-7

Property Details

APN / Parcel Number

Primary APNC62-000-760-8785-7
Alternative APNs
  • 25-28-16-81850-004-0100
  • 281625818500040100
  • 162825818500040100
  • R268635

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,284 sqft Living Area
Gross Area1,592 sqft
1st Floor Area1,284 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions100 ft deep x 68 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area600 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR268635
Street Address606 TIMBER BAY CIR E
CityOLDSMAR
StateFL
Zip34677-4324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOREVIEW PHASE I BLK 4, LOT 10
Legal Range16E
Legal Township28S
Legal Section25
Legal SubdivisionSHOREVIEW PHASE I
Legal Phase1
Legal Tract81850
Legal Block4
Legal Lot Number10
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2021
Census Tract27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address606 TIMBER BAY CIR E, OLDSMAR, FL 34677-4324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 2, 2020Deed of Trust, Mortgage · Line of Credit
GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2016 · Amount on Record
Deed SaleNov 7, 2016 · Amount on Record
Prior SaleAug 28, 2013 · Amount on Record
Deed Document Number2016338590
Deed Book / Page19402 / 2688
Prior Transfer DateOct 19, 2012
Prior Transfer Doc0177651636
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address606 TIMBER BAY CIR E, OLDSMAR, FL 34677-4324
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 TIMBER BAY CIR, OLDSMAR, FL 34677

Mortgage

Document Number0221812595
DateAug 26, 2022
Book Page22181/2595
Instrument2022260969
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address606 TIMBER BAY CIR E, OLDSMAR, FL 34677-4324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209030521
DateMar 2, 2020
Book Page20903/521
Instrument2020069829
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,391.00 (+6.27%) Homeowner's exemption$177,997 (+5.99%)$307,804 (-6.06%) Land $100,868 Building $206,936
2024$2,250.00 (+2.04%)
2023$2,205.00 (+3.38%) Homeowner's exemption$167,943 (+3%)$327,675 (+27.6%) Land $166,043 Building $161,632
2022$2,133.00 Homeowner's exemption$163,051$256,793 Land $136,158 Building $120,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 615 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies615 in force
Nearby Flood Claims473 (1979–2024)
Claims Outside the SFHA9 of 473
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 239 claims
  • Hurricane Frances, Oct 2004 · 26 claims
  • Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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