604 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 604 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1983
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on Record
Last Sale$399,900 (Dec 2025)
Tax Bill$5,066 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-760-8784-0

Property Details

APN / Parcel Number

Primary APNC62-000-760-8784-0
Alternative APNs
  • 25-28-16-81850-004-0090
  • 281625818500040090
  • 162825818500040090
  • R268634

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,274 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,274 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions100 ft deep x 68 ft wide
Garage TypeAttached
Garage Area511 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area239 sqft
Deck Area100 sqft
Patio Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR268634
Street Address604 TIMBER BAY CIR E
CityOLDSMAR
StateFL
Zip34677-4324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOREVIEW PHASE I BLK 4, LOT 9
Legal Range16E
Legal Township28S
Legal Section25
Legal SubdivisionSHOREVIEW PHASE I
Legal Phase1
Legal Tract81850
Legal Block4
Legal Lot Number9
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2021
Census Tract27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4428 DESTINY DR, CADDO MILLS, TX 75135-5824
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Prior SaleJun 19, 2025 · Amount on Record
Deed Document Number2025362665
Deed Book / Page23404 / 2298
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 29, 2025
Property Address604 TIMBER BAY CIR E, OLDSMAR, FL 34677-4324
Document Number0234042298
Book / Page23404 / 2298
Map ReferenceMB 84 PG 51&52
Instrument DateDec 22, 2025
Instrument2025362665
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyMASTERPIECE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8115 HONEYBEE LN, TAMPA, FL 33635-9781

Transferred To (Grantee/Buyer)

NameVerified Name
Address4428 DESTINY DR, CADDO MILLS, TX 75135-5824

Mortgage

Document Number0234042300
DateDec 29, 2025
Instrument23404/2300
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,066.00 (+19.4%)$302,211 (+14.8%) Land $99,153 Building $203,058$302,211 (+14.8%) Land $99,153 Building $203,058
2023$4,243.00 (+14.09%)$263,245 (+24.27%)$263,245 (+24.27%) Land $156,995 Building $106,250
2022$3,719.00$211,834$211,834 Land $130,776 Building $81,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 615 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies615 in force
Nearby Flood Claims473 (1979–2024)
Claims Outside the SFHA9 of 473
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 239 claims
  • Hurricane Frances, Oct 2004 · 26 claims
  • Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Timber Bay Cir E

Nearby Streets

Search Property Records by Address or Parcel Number