606 Main St, Carrollton, KY 41008 Property Records

Carroll County property record for 606 Main St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 4,474 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jan 2022)
Tax Bill	$2,012 (2026)
Deeds & Mortgages	Jan 2022 Sale Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C1-15-17`

Property Details

APN / Parcel Number

Primary APN	`C1-15-17`
Alternative APN	`111571`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,474 sqft Living Area
Basement Area	300 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	111571
Street Address	606 MAIN ST
City	CARROLLTON
State	KY
Zip	41008-1085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULTIFAMILY & LOT
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	4
Census Block	4049
Census Tract	950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

606 Main St is owned by two individuals who bought it in January 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1631 PARK BLVD, WEST SACRAMENTO, CA 95691-3928
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Aug 13, 2020	Deed, Transfer FIRST NATIONAL BANK OF KENTUCKY
Aug 13, 2020	Deed, Transfer FIRST NATIONAL BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Jan 7, 2022
Property Address	606 MAIN ST, CARROLLTON, KY 41008-1085
Document Number	00D222/344
Book / Page	D222 / 344
Instrument Date	Jan 3, 2022
Instrument	105095
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 MAIN ST, CARROLLTON, KY 41008-1085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1631 PARK BLVD, WEST SACRAMENTO, CA 95691-3928

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Aug 13, 2020
Property Address	606 MAIN ST, CARROLLTON, KY 41008-1085
Document Number	00D216/290
Book / Page	D216 / 290
Instrument Date	Aug 13, 2020
Instrument	99247
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 MASON ST, CARROLLTON, KY 41008-1245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3693 KINGS RIDGE RD, BEDFORD, KY 40006-6015

Mortgage

Document Number	000M258/90
Date	Aug 13, 2020
Book Page	M258/90
Instrument	99248

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2040

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Aug 13, 2020
Property Address	606 MAIN ST, CARROLLTON, KY 41008-1085
Document Number	00D216/286
Book / Page	D216 / 286
Instrument Date	Aug 13, 2020
Instrument	99246
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 N WILLOW DR, MADISON, IN 47250-9257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	526 MASON ST, CARROLLTON, KY 41008-1245

Mortgage

Document Number	000M258/90
Date	Aug 13, 2020
Book Page	M258/90
Instrument	99248

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 606 Main St was $2,012, down 0.4% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,012.00 (-0.4%)	$200,000 (-) Land $15,000 Building $185,000	$200,000 (-) Land $15,000 Building $185,000
2025	$2,020.00	$200,000 Land $15,000 Building $185,000	$200,000 Land $15,000 Building $185,000
2023	$2,012.00	$200,000 Land $15,000 Building $185,000	$200,000 Land $15,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 units insured incl. 6 condo units
Nearby Flood Claims	12 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims Severe Storms & Flooding, Jan 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 606 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadlinc.

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