531 Main St, Carrollton, KY 41008 Property Records

Carroll County property record for 531 Main St, Carrollton, KY 41008

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,932 sqft · built 1988
Lot Size	0.022 acres (965 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Oct 2006)
Tax Bill	$1,474 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`C1-06-10E`

Property Details

APN / Parcel Number

Primary APN	`C1-06-10E`
Alternative APN	`64271`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
Basement Area	966 sqft
Finished Basement	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	965 sqft (0.022 acres)
Terrain	Steep
View / Lot	Flood Plain/Flood Zone
Garage Area	264 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	21 sqft
Deck Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	64271
Street Address	531 MAIN ST
City	CARROLLTON
State	KY
Zip	41008-1028
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO
Legal Subdivision	RIVER PLACE CONDOMINIUMS
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	4
Census Block	4023
Census Tract	950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	531 MAIN ST, CARROLLTON, KY 41008-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2006 · Amount on Record
Deed Sale	Oct 3, 2006 · Amount on Record
Deed Document Number	200665670
Deed Book / Page	169 / 557
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	531 MAIN ST, CARROLLTON, KY 41008-1028
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MAIN ST, CARROLLTON, KY 41008-1028

Mortgage

Document Number	00M252/167
Date	Oct 18, 2019
Book Page	M252/167
Instrument	97659

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 17, 2039

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,474.00 (-0.34%)	$146,500 (-) Land $8,000 Building $138,500	$146,500 (-) Land $8,000 Building $138,500
2025	$1,479.00 (+0.41%)	$146,500 (-) Land $8,000 Building $138,500	$146,500 (-) Land $8,000 Building $138,500
2023	$1,473.00	$146,500 Land $8,000 Building $138,500	$146,500 Land $8,000 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 units insured incl. 6 condo units
Nearby Flood Claims	12 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims Severe Storms & Flooding, Jan 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadlinc.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures