St. Louis County property record for 606 Elk St, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,800 sqft · built 1984 |
| Lot Size | 0.703 acres (30,639 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jul 2017) |
| Tax Bill | $7,614 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2010-01430 |
| Primary APN | 010-2010-01430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Gross Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 1,315 sqft |
| Finished Basement | 1,315 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 30,639 sqft (0.703 acres) |
| Garage Area | 1,496 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 848 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1034913 |
|---|---|
| Street Address | 606 ELK ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 AND 8, BLOCK 6, EXCEPT THE WESTERLY320.38 FEET OF SAID LOTS 7 AND 8; AND LOTS 9AND 10, BLOCK 6, EXCEPT THE EASTERLY |
| Legal Subdivision | GREYSOLON FARMS 1ST DIV OF DUL |
| Legal Block | 6 |
| Legal Lot Number | 7-8,9A |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 100 |
Source: St. Louis County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 606 ELK ST, DULUTH, MN 55803-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Nov 3, 2017 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BK |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional with PMI REPUBLIC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on Record |
| Deed Sale | Jul 26, 2017 · Amount on Record |
| Deed Document Number | 2017987728 |
| Last Transfer Date | Sep 20, 2025 |
| Transfer Doc | 0001094742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 606 ELK ST, DULUTH, MN 55803-1455 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Name | Verified Name |
|---|
| Document Number | 0001099355 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 1099355 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 606 ELK ST, DULUTH, MN 55803-1455 |
| Document Number | 00T1034316 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 606 ELK ST DULUTH MN 558031455, DULUTH, MN 55803-1455 |
| Document Number | 00T1034316 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | T1034316 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 606 ELK ST, DULUTH, MN 55803-1455 |
| Document Number | 000T992123 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 606 ELK ST DULUTH MN 558031455, DULUTH, MN 55803-1455 |
| Document Number | 000T992123 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | T992123 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 13, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 26, 2017 |
| Property Address | 606 ELK ST, DULUTH, MN 55803-1455 |
| Document Number | 000T987728 |
| Instrument Date | Jun 30, 2017 |
| Instrument | T987728 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 606 ELK ST DULUTH MN 558031455, DULUTH, MN 55803-1455 |
| Document Number | T987729 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | T987729 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,614.00 (+5.66%) Homeowner's exemption | ||
| 2025 | $7,206.00 (+8.69%) Homeowner's exemption | $537,700 (+3.15%) Land $80,500 Building $457,200 | $537,700 (+3.15%) Land $80,500 Building $457,200 |
| 2024 | $6,630.00 | $521,300 (+28.68%) Land $72,700 Building $448,600 | $521,300 (+28.68%) Land $72,700 Building $448,600 |
| 2022 | $405,100 Land $57,200 Building $347,900 | $405,100 Land $57,200 Building $347,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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